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 Posted: Mon Aug 04, 2008 12:33 pm Subject: National Financial Systems RE: Citi Card Account |
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I posted this message on July 25th:
| Quote: | | I have received calls at work to the point where the person from National Financial Systems is using fowl language with my co workers that answer the phone and won't let them talk to me because I can't receive calls at work. I almost lost my job this week because of this. I finally got ahold of this collection agency today and the man I spoke with was very rude to me which doesn't suprise me because what he has done to the people at my job. I told him I could only pay $50 a month and he said that was un acceptable and then just sat quiet on the phone. I said well how much do I owe. He said I owed $980.89 and I would have to pay the past due of $294.28 and then $125 a month at the lowest until this account is paid off. I can't afford that. I told him not to call me at work. He said what is your work number. I said I can't remember because I didn't want to give it to him again. He said he can't remove it if he doesn't know what it is. That made no sense. I gave him a number to call if he needed to and told him I would have to see what I could work out. At that point he just hung up the phone on me. I'm so stressed out about this and it is causing a lot of problems at work and in my home life. I don't know what to do and can't handle the stress this person from the collection agency is putting me through. |
I'm posting this one today August 4th:
This company called me again on July 28th and offered me a settlement of $588.00 I mailed the payment that evening. I didn't even think to overnight the money order. I have been so stressed out and crying non stop and at my wits end. They said it had to be to them by the last day of July. Again with all the stress I just sent it postal mail. They called again today and wanted to know when I was going to pay the $392 I told the guy I accepted a settlement. He transfered me to the guy I originally spoke with and he said To Bad! The settlement payment was received on August 1st and now you owe the remaining balance of $392. I don't have anymore money to send them. I can't even afford my medication that I need. Now they are wanting $98 a month until this is paid in full. Please Help Me Somebody! I can't deal with this and the collection people are so rude and I have done everything that I can. I tried my hardest and this is about to push me over the edge for good. Please respond somebody! Please!
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JC
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phoenix
Joined: 14 May 2008
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| Posted: Tue Aug 05, 2008 8:00 am Subject: |
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Please quit paying these jokers. I wouldn't even take their calls anymore. Send them a CD also stating that this was settled per their agreement dated July 28 and if they do not cease all collection you will sue. This is why you always get the settlement in writing before sending any money folks. They will just say no agreement existed if this ever goes to court which I really doubt it will. Send them that CD letter and hopefully they will violate it. Then you can counter sue for fdcpa violations and this will become a wash.
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DOLLARSandSINCE
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