Can a collection agency garnish wages or freeze a bank account over non payment in the state of NC?

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Posted: Thu Aug 14, 2008 1:41 pm Subject: credit card

can a collection agency garnish wages or freeze a bank account over non payment in the state of nc?

dadsniper

Joined: 14 Aug 2008
Posts: 1
Debtcc Points: 22

Posted: Thu Aug 14, 2008 1:56 pm Subject:

North Carolina Does not allow wage garnishment. _________________ Scammed ? File complaints at these links FBI FTC State Attorney Generals www.bbb.org Losing doesn't make me want to quit. It makes me want to fight that much harder. - Paul "Bear" Bryant

mobile0311

Joined: 05 May 2008
Posts: 1369
Debtcc Points: 7259

Posted: Fri Aug 15, 2008 4:33 am Subject:

Quote:

NORTH CAROLINA STATE LAWS
http://www.ncleg.net/gascripts/Statutes/StatutesTOC.pl

Interest Rate: Legal:8% Judgment:8%

Statute of Limitations
Open Acct:3 § 1-52
Sale of Goods:4
Written Contract:3
Domestic Judgment:10
Foreign Judgment:10

Bad Check Laws (civil penalty): 30 day written demand lesser of $500 or 3x check amount, but not less than $100.

General Garnishment Exemptions:
100% of last 60 days’ earnings for family support. Garnishment only by political subdivisions for taxes, ambulance fees

Retail Installment Act
http://www.ncleg.net/gascripts/Statu...esTOC.pl?0025A

UCC
http://www.ncleg.net/gascripts/Statu...tesTOC.pl?0025

_________________
Texas Residents

All CA's are required to post a bond with the SOS
http://direct.sos.state.tx.us/debtcollectors/DCSearch.asp

When requesting Validation, reference the FDCPA as well as Chpter 392 of the TFC:
http://tlo2.tlc.state.tx.us/statutes/docs/FI/content/htm/fi.005.00.000 392.00.htm

NASCAR_Devil
Moderator

Joined: 20 Jun 2008
Posts: 2078
Debtcc Points: 10199

Posted: Sun Nov 16, 2008 5:11 pm Subject:

russmills7, I've moved your question into our Student Loan forum. Go here. _________________ Wulfisms: my blog The four 'no's of dealing with collectors: No validation? No payment. No way! No kidding!! Tellin' you all the zomby troof Here I'm is, the zomby woof [Frank Zappa, 1988 - R.I.P.]