| Message |
Author |
 Posted: Fri May 25, 2007 12:49 pm Subject: NCO Cranking it Up |
|
|
I had a previous post about NCO calling my 87 y/o Mom re:a Capital One acct. I had repayment arrangments w/them. I sent them a C&D letter for them to stop calling my mom and contact me only via the mail. I cited the federal law.
Even though bonafide repayment arrangements are set up, they continue to call me several times a day. What's worse & I am stunned to find out is they have continued to call my mom. They told her the ENTIRE story, so now she knows I owe $3700.00. She kept dates, names and #s of the calls, just because she is so concerned about what is going on. I had a nice working relationship w/ Anthony Migliacco, but somehow got shifted to a Mr. McCoy who is very antagonistic. He wants to "conversate" with me re: my account, even though payment arrangments are set.
So... I know they are in clear violation of the law and I need to get an atty. But, what do I have to do to get them to stop calling my Mom? Since they are in blatant violation of the law, do I need to uphold my in full payment arrangements? This has created an embarassing situation, plus I don't need dear Mom worrying about me. Any advice is appreciated.
|
|
neensie
Joined: 04 Nov 2006
Posts: 18
Debtcc Points: 550
|
|
|
| Posted: Fri May 25, 2007 12:53 pm Subject: |
|
|
I love it when low life scum tries to make up words to sound important. Tell him you won't "Converse" with him till he learns to speak proper english and stops making up words that don't exist.
_________________
Experience is something you don't get until just after you need it.
|
|
LCW
Moderator
Joined: 05 Sep 2005
Posts: 1161
Debtcc Points: 21332
|
|
|
| Posted: Fri May 25, 2007 12:55 pm Subject: |
|
|
OH by the way, ig your mom really is keeping such good notes, obtain them then file suit against them for $1000 per violation in federal court for violation of the fdcpa. You only need 4 violations to pay off your debt. IF there is more, give the money to a chartiy in your area that needs the help. After all you dont want to use their ill gotten money for personal gain.
_________________
Experience is something you don't get until just after you need it.
|
|
LCW
Moderator
Joined: 05 Sep 2005
Posts: 1161
Debtcc Points: 21332
|
|
|
| Posted: Sat May 26, 2007 12:22 pm Subject: |
|
|
LCW is right. File suit against them in your jurisdiction. This should make them take notice of the law for a while.
_________________
He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949)
The science is in knowing, the art is in perceiving - Robert Fripp (1946-)
Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)
|
|
LawStudent
Moderator
Joined: 04 Apr 2007
Posts: 1191
Debtcc Points: 16430
|
|
|
| Posted: Sun May 27, 2007 11:51 am Subject: |
|
|
I'm currently in the first stages of sueing Capital One. I can tell you they are complete jerks. They blatantly ignore the law.
I got my lawyer through naca.com. You can do a
search to find one in your area/state. I don't know
about all of them, but my lawyer doesn't get paid unless we win suit.
_________________
Register today to cash in debtcc points.
|
|
Denizen16214
Guest
Debtcc Points: 100
|
|
|
| Posted: Sun May 27, 2007 12:18 pm Subject: |
|
|
I am not sure, but since you are in a repayment plan, and they continue to call you and your mother, wouldn't that negate the contract to repay?
_________________
Four things in life that you should never lose-1. Hope; 2. Peace; 3. Honesty; 4. Friends.
|
|
irish51cc
Debt Samaritan
Joined: 27 Nov 2006
Posts: 1122
Debtcc Points: 9214
|
|
|
| Posted: Sun May 27, 2007 5:14 pm Subject: |
|
|
Denizen, once they know you have an attorney, they usually realize that the odds are against them.
_________________
He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949)
The science is in knowing, the art is in perceiving - Robert Fripp (1946-)
Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)
|
|
LawStudent
Moderator
Joined: 04 Apr 2007
Posts: 1191
Debtcc Points: 16430
|
|
|
|
cajunbulldog
Moderator
Joined: 20 Dec 2006
Posts: 4875
Debtcc Points: 37803
|
|
|
| Posted: Mon May 28, 2007 10:37 am Subject: |
|
|
I'm sorry. It's NOT naca.com...it's naca.net. Sorry if I caused any confusion.
|
|
denizen16258
Joined: 25 Mar 2007
Posts: 27
Debtcc Points: 663
|
|
|
