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Old 03-12-2007, 06:47 PM
mikim mikim is offline
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Default Need some help again...

I've been getting phone calls from Pinnacle Financial group about a charge card account I paid off three years ago with my debt consolidation company. They keep telling me I owe more on the account even though I have a letter from my debt consolidation company saying that my account had been paid in full. Stupid me, I mailed Pinnacle a copy of the letter but didn't send it by CMRRR. They called again today, but I wasn't here to answer the call. Do I need to send it to them again CMRRR and ask them for validation ? I know that they can't sue me because the debt is out of SOL, and the last payment on the account was made in 2004. I have all my statements from my consolidation company reflecting payments. Anyone have any suggestions with this one?
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Old 03-12-2007, 07:00 PM
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cajunbulldog cajunbulldog is offline
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Send your written documentation of payment with a debt validation letter.Remind them that debt is paid and bugger off!Certified mail so they can't claim we never got it!
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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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Old 03-12-2007, 07:04 PM
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puddlejmpr puddlejmpr is offline
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yep I would send them a DV and a copy of the letter by CMRRR. Plus I would pull a credit report to see how they have reported on your report.
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Old 03-13-2007, 04:08 AM
mikim mikim is offline
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Thanks for the advisement. Your forum has been a tremendous help to me as of lately.
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Old 03-13-2007, 04:11 AM
fedupinpa fedupinpa is offline
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Definately do the debt validation. You know you can always come back here, once a member always a member, goodluck with everything.
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Old 03-15-2007, 03:58 AM
mikim mikim is offline
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I'm ready to send my letter, but I have a small problem. I can't see to find an address for Pinnacle other than their corporate address, and that seems fishy. Who has their corporate address in a suite? Anyway, should I send it to the corporate address or keeping hunting for a different one? Anyone have an address for them other than this one:

Pinnacle Financial group
7825 Washington Ave S, Suite 310
Minneapolis MN 55439
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