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Nelson Watson and Associates - Are they a good company to deal with?



Nelson Watson and Associates LLC is a pre-legal collection agency which claims to resolve debts out of the court in a professional manner. Many consumers have expressed their views about this company and have made certain complaints against them in the DebtCC forums.

What are the Nelson Watson and Associates complaints?

Unlike many other collection agencies, Nelson Watson & Associates has a good BBB rating. But consumers who have dealt with this company do have certain complaints against them. Given below are some of the reasons why some people think they are not a good company to deal with:

  • Calling the wrong person: A consumer complains that he received calls from this agency for debts his brother owed. The consumer told them repeatedly where and how they could contact his brother. But the agency just kept calling him for debts which he was never responsible for. Find more.
  • Rude behavior and scare tactics: A person claims that the representatives of this collection agency are very rude and use nasty scare tactics against consumers. The representatives are not friendly at all and they do not treat customers properly! Check this out.
  • Asking for employee information: A customer alleges that when he called Nelson Watson and Associates, the representative wanted to know about his employee information. The customer refused to share any information straightaway. Get the details on this.
  • Threatening legal action: Nelson Watson and Associates LLC are often accused of threatening customers with legal action. One such customer complains that the company threatened to take him to court even though he was willing to pay them off. Find out more.
  • Constant harassment: A disabled customer says he was constantly harassed by the collection agency for a debt. They threatened him over phone and even called his neighbors regarding the debt! Know more.

In case you need to contact Nelson Watson & Associates regarding a debt they want to collect from you, the following details can be helpful:


Nelson Watson & Associates address:


80, Merrimack Street (Lower Level),
Haverhill, MA 01830


Phone number: (978) 416-2100


Fax number: (978) 469-9046



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Sub: #1 Nelson Watson and Associates - Are they a good company to deal with?
Replied on 09-29-2008, 08:12 PM
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any one had to deal with them????

apparently they have my old capital one account that they say is at about 7K. The credit limit was onlu 4k.

Any suggestion on how to settle with them????


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Sub: #2 Nelson Watson & Associates nailing tactics
Replied on 09-29-2008, 11:24 PM
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First of all see whether the debt claimed by Nelson Watson and Associates has past it's statute of limitation. Send a debt validation letter.


You can also go through the following thread to know them better: -
nelson and watson associates

Sub: #3
Replied on 09-30-2008, 09:10 AM
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thanks Phoenix for the solution to Nelson Watson and Associates. can i send a DV without have the account number or the credit car number??

i'm off to talk to these people...will update you.

Sub: #4
Replied on 09-30-2008, 11:01 AM
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Update.

I gave Nelson Watson Associates LLC a call and spoke to a guy named Anthony. He gave be some information and was like they do not have the debt in their office anymore. But if i want to settle and take care of the debt that he can talk to his manger about getting my files back into their system.

I was like do what you have to do. He than needed my employee information and I refuse.

He told me okay, he will get back to be within 24 to 48 hours to inform me if he can get my account back into the office.

Do you guys think it's a Nelson Watson and Associates scam?! Why do i have to give up my employee information???


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Sub: #5 Why does Nelson Watson & Associates LLC need employee info?
Replied on 09-30-2008, 08:02 PM
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You don't need to give your employee information and why should you. Just send a debt validation letter. If they can validate then negotiate. Otherwise send a cease and desist letter to Nelson Watson and Associates.

Sub: #6
Replied on 10-01-2008, 05:35 AM
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will do. he called me back yesterday at 3pm asking that i return his call by 5pm. I was unable to call Nelson Watson and Associates back to get information. I will call today during lunch to see what he has to say. After that, i will send the DV letter.

Sub: #7
Replied on 10-02-2008, 07:52 PM
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i called them today and Nelson Watson Associates say they no longer have my file in their office? what could this mean? do i call capital one and see where it is? could it move to a law office???oh no!!!!


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Sub: #8 Nelson Watson & Associates LLC and Capital One debt
Replied on 10-02-2008, 10:18 PM
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Before contacting Capital One, please check whether the statute of limitation of the debt is over. If If it has passed its limit then you don't have to worry about the debt since no creditor can take take any action against you.

Now, when does the SOL start?


If the SOL has not expired then call Capital One and inquire about your debt and try to negotiate.
Source: - cardreport.com

Sub: #9 Nelson Watson and Associates calling for sol passed debt
Replied on 10-03-2008, 05:02 AM
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thanks, Phoenix...

is the SOL date the last time i made a payment on the account? If so, i'm not sure where i can find this information. Back then, I did not have a good track record in keeping up with my paperwork or bills All i know is the last time a payment on the account was sometime back in 2004.

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Sub: #10 Nelson Watson Associates LLC reporting to CR
Replied on 10-03-2008, 06:28 AM
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Have you checked your credit report to see who is reporting this account? If not, I would do so right away. Those are the people who you should be contacting.

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Sub: #11 Nelson Watson and Associates
Replied on 10-04-2008, 12:11 AM
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You can also find out when the last payment was made on this account, when you pull a copy of your credit report.

Sub: #12 nelson watson and associates complaints
Replied on 10-06-2008, 07:46 AM
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okay, i looked on my credit reports and what i gathered from it...the last payment was made on June 2004. However, all of it says that last time it was reported was on 12/05.

I live in FL and i believe the SOL is 4 years. can anyone else confirm this?

If the SOL is expired, they can they take me to court?? can they ask for SOL passed debt? I plan on calling captial one today to see where my account is since it is no longer with Nelson Watson & Associates LLC.

Sub: #13
Replied on 10-06-2008, 10:21 AM
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ugh, i called capital one and the representative asked me a couple of question and wanted to updated my current information. OF that was taken care of, she gave me the phone number to Track America. Who in turn gave me the number to Nelson Watson and Associates.

I informed the rep that I spoken to them already and that they do not have my file open. He put me on hold to call and inquired about it. Got back on the line and told me that they have given instruction to reopen the file and to call back tomorrow.

has anyone ever got the run around on this? how much trouble am i in now for updating my information with captial one?

i just want to settle and move foward.....

Sub: #14
Replied on 10-07-2008, 10:56 AM
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Hi people,

I contacted Nelson Watson and Associates.. today and they said i owe 7,500 and informed me that capital one only settles 65 cents on the dollar; which will make the settlement offer about 4,700.

I can't afford that and I offered them 3,000 for over a two month span. The representative put me on hold to speak to a supervisor.

Supervisor got on the line and told me that 3K was really low for what I owe. He went on and askeed me how am i getting the money and if i can get the 3k by the end of the month. If, I think i can, he will contact Capital One to see if they will take that one payment offer and everything will be settle.

The two people I spoke to were REALLY nice. They say they will call back once they get in touch with capital one.

are they pulling my chain? it just seem too good to be true.

thanks for reading...i'm sure i have been a handful~

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Sub: #15 avoid nelson watson and associates scam!
Replied on 10-07-2008, 02:54 PM
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Sounds like CA BS to me, tell them to puti it ALL in writing and send it to you. You will probably NOT receive it in writing! NEVER offer to settle with them without a WRITTEN AGREEMENT!!! There are lots of on-line complaints about nelson watson and associates rip off! beware!

Sub: #16 Nelson Watson and Associates representative
Replied on 10-07-2008, 05:54 PM
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i can't wait till this is over.

the rep of Nelson Watson and Associates just called me back with a deal. 3k by the end of the month. she is emailing me the info for me to review and get back to her by tomorrow.

<signs>

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