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New tactic??

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PostPosted: Tue Jul 29, 2008 10:49 pm Subject: New tactic??

First off hello all...I work 40+ hours now and still try to take care of my family..so that leaves me with very little time to keep up here...but I am trying again. Smile

Anyhow I thought you all should hear this latest tactic a collector is trying....ok...they sent me a letter stating that they have set up an appointment for me to come into their office and discuss my 'unfortunate debt situation'. can you believe that????SmileSmileSmile

An appointment..*rolls eyes* Sheesh.

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PostPosted: Tue Jul 29, 2008 11:28 pm Subject:

That made me LOL. Like they really, really care about "your unfortunate debt situation". Give me a break! All they CARE about is getting your MONEY. Losers!
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PostPosted: Tue Jul 29, 2008 11:52 pm Subject:

Welcome back Golden, have missed you and your words of wisdom.
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PostPosted: Wed Jul 30, 2008 3:20 am Subject:

Is that for a PDL or regular collection? You're in TX arent you?
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http://tlo2.tlc.state.tx.us/statutes/docs/FI/content/htm/fi.005.00.000 392.00.htm
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PostPosted: Wed Jul 30, 2008 4:31 am Subject:

Hahahahaha, I'm sure you're going to jump right on that appt.! Laughing
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PostPosted: Wed Jul 30, 2008 5:02 am Subject: reply

good to see yaz golden,yes that is one of many new tactics me
and alot of people have been hearing about and experiencing.
lorri is right.the losers.

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PostPosted: Wed Jul 30, 2008 9:51 am Subject:

Welcome back!! If it's LVNV again, let me know, I want to go with you and discuss my unfortunate debt problems with them too Laughing karen
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PostPosted: Thu Jul 31, 2008 2:09 am Subject:

I also have missed your words of wisdom but if you owe money my god set up payment plan ! people in America under age of 40 seem to think they don't owe or have to pay their obligations or be responsible.........why don't you set up payment plan to pay so that you don't get sued into eternity? and owe someone when real debt gets re-sold forever? They can prove you owe real debt if they take you to court even if you chose not to pay.if you really owed them the money it will haunt you forever you an't just walk away golden
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PostPosted: Thu Jul 31, 2008 2:19 am Subject:

golden stop trying to dance around the issues and not pay debt you agreed to----
so many members on site got taken advantage of lied to etc.....
you have legal collectable debts you are trying to avoid and will end up getting sued for way over amount you originally agreed to pay if you now default........don't be a hero pay more than ZERO that you actually owe a business for things you have in your possssion or once had in your possession after your purchase.......you cant just walk away and say you don't owe for these things WTH kind of example are you setting Golden?

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PostPosted: Thu Jul 31, 2008 2:35 am Subject:

You last two posters.....having a bit of a tough time in the collection office are we hmm? Poor you that people are starting to understand their rights.

I'm curious why you would even suggest it is something I agreed to hmm? Wow....must be a mind reader..but I hate to inform you that you are reading the wrong mind. This debt is nothing I ever agreed to ever and I would love to see them in court because they would have to magically fabricate proof of my debt since it doesn't actually exist...good luck with that. Yup. You all must be new or something because I have said time and again that if I actually do owe something, I do pay it. However I do not pay one red cent toward something that is not legal and I have been to court and have won where the buzzard collectors had to pay ME. So go bark up someone else's tree and leave mine alone. Smile

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PostPosted: Thu Jul 31, 2008 2:40 am Subject:

Oh to answer the others it is not a PDL it is some random debt that some office is claiming I owe. Funny how they could not provide one shred of proof. I sent them a letter demanding validation because I know darn well they have none since it isn't anything I have done and the response was that funny letter about an appointment to discuss the situation. I am ignoring that letter for now and when the 60 days are up I will be happily sitting down with them in court and sueing the stuffing out of them for not being able to validate my debt and still trying to collect upon the unvalidated debt.
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PostPosted: Thu Jul 31, 2008 5:45 am Subject: reply

YOU GO GOLDEN!!!!!!!!!...i see the time away hasn't calmed your intolerance for trolls. Laughing Laughing
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PostPosted: Thu Jul 31, 2008 5:50 am Subject:

why don't you set up payment plan to pay so that you don't get sued into eternity

Gee...maybe so she doesn't get sued into eternity...."please make an SOL re-setting payment on this Out-of -Statute debt please"

I guess these 2 live in your pocket or something. They seem to know so much about you Evil or Very Mad

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All CA's are required to post a bond with the SOS
http://direct.sos.state.tx.us/debtcollectors/DCSearch.asp

When requesting Validation, reference the FDCPA as well as Chpter 392 of the TFC:
http://tlo2.tlc.state.tx.us/statutes/docs/FI/content/htm/fi.005.00.000 392.00.htm
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PostPosted: Thu Jul 31, 2008 8:08 am Subject:

Welcome back Golden. I was MIA for a while too due to time crunches. I started posting again about a month ago now. That's odd that a guest post would single you out like that Golden. I am surprised they didn't slam everyone on the site.
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PostPosted: Thu Jul 31, 2008 12:20 pm Subject:

People, remember. This is a no-bash zone!! The mods will not hesitate to lock a thread if things are getting too stupid in it. And Golden, maybe the collectors are someplace like India? Wouldn't THAT be cool to get an all-expense paid trip for your "appointment" to someplace like that???
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PostPosted: Thu Jul 31, 2008 12:25 pm Subject:

You're right....consider me properly chastised Embarassed
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Texas Residents

All CA's are required to post a bond with the SOS
http://direct.sos.state.tx.us/debtcollectors/DCSearch.asp

When requesting Validation, reference the FDCPA as well as Chpter 392 of the TFC:
http://tlo2.tlc.state.tx.us/statutes/docs/FI/content/htm/fi.005.00.000 392.00.htm
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