Posts: 8
Credits: 355


Send message to hbcbuyer
Sub: #1 Collections help!
Replied on 01-18-2012, 04:16 PM
Reply With Quote

I am not sure if anyone can help me, I defaulted on two pay day loans in 2009. I was in a payday nightmare that still continues in 2012! The payday loan companies sold my account to a collection agency by the name of capital accounts. They are reporting to the credit bureaus with four different account numbers. I have disputed them but the credit reports have responded that they have been found to be accurate. What can I do? I live in NJ and since they are illegal I thought they couldn't do this. Please help!




Posts: 12,863
Credits: 116,118


Send message to SOAPLADY
Sub: #2
Replied on 01-18-2012, 05:30 PM
Reply With Quote

I would suggest writing to the CA informing them that they are reporting an ILLEGAL debt. Demand that they remove it. ASAP

__________________
How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
SOL for all states
http://www.debtconsolidationcare.com...imitation.html




Thread Tools
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 05:45 AM.






* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.280 seconds.