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 Posted: Fri Feb 15, 2008 3:46 pm Subject: receiving daily phone harassment from collectors when I have |
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Recieving harassing calls from collectors when I have no debt with you.
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mzfitzs
Joined: 15 Feb 2008
Posts: 1
Debtcc Points: 34
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| Posted: Fri Feb 15, 2008 4:09 pm Subject: |
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This particular website is not a debt collection center...this is a website that helps people deal with their debt..therefore they would only be calling you if you had registered for a free debt consult. If you have any questions please post them and someone will be along to assist you.
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ladybug
Joined: 29 May 2007
Posts: 2759
Debtcc Points: 24754
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| Posted: Fri Feb 15, 2008 10:37 pm Subject: |
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hi mz! the next time they give you a call, have a talk with them once and for all regarding what they are trying to say. it may happen that unknowingly you have become a victim of identity theft. i am saying there may be a possibility that someone took a loan in your name and naver paid back, and now the collectors are getting back to you. so check if you have all your credit cards and a copy of your credit report to see if you have a loan in your name. if they insist, then ask them to produce the relavant papers of the deed signed when the creditors sanctioned the loan. send them a certified cease and desist letter, return receipt requested. let them know that you are aware of the fdcpa act, and if they don't stop then you would file a complaint against them.
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laurel188
Joined: 16 Jan 2008
Posts: 110
Debtcc Points: 2507
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