714-590-5505 - does anyone know about Nobel Recovery services?

I have read all of the messages above and unfortunately, suffer from the same harassment calls from Nobel Recovery Services. I, too, was told to pay an amount - but was only given 1 hour to do so. I spoke with the "director" at 11 am (on 7/23/09) and was told to wire funds to the company no later than 12 pm. If I didn't, they would send my work legal documents to garnish wages. When speaking to them, I was told that I committed a fraudulent crime against a federally insured bank and that they will sue me for criminal charges, which will require me to pay up to 3 times the value of my loan, the bank fees, legal fees, court fees and Nobel Recovery's fees. Said they only get paid when documents are served. But, Mr. Bowen of NRS says that I didn't sound like the typical "criminal" that he talks to. That I sound sincere in wanting to pay the debt. He would see what he could do to get me out of the "fraud" status if I made the payment today. He also states, several times, that they are NOT a collection agency, rather, they are a fraud department. Sounds to me like they are a collection agency. I spoke with an attorney today to discuss this company. I was told they were doing things illegally. Was advised to call the FTC to file a complaint against this harassing company.

I filed a complaint today with the FTC. I was also advised by the FTC NOT to wire money to them until they can provide me paperwork regarding their company. Given that there are no information available online regarding Nobel Recovery.

I have done many research regarding consumer rights - to sum up... NOBEL RECOVERY SERVICES IS PRACTICING DEBT COLLECTIONS ILLEGALLY. They are using the scare tactics that cause stress and embarrassment with personal life and work.

After reading up on consumer rights from the attorney general's website, (CA), I have found that a class action lawsuit is possible if enough people/cases is brought. I don't know if this is something that I am willing to take part in now. All I want is for these people to practice debt collections legally and fair.

I guess this is a cry out to others, who are suffering like me. If there is anyone out there with the same issues and have found a way to resolve this - please reply to this.

I could really use the help! Thank you!

I was just called about my son with the same complaint that he is being sued for fraud etc ... You all need to file complaints with the attorney general in your area. These guys need to be stopped. Do not send any money because that would be acknowledging that you have committed fraud.

FB - just curious. Has your son filed a complaint with the attorney general?

Pink lady, I live in California

Pink lady, I live in California

I received a called from this busniess telling me i owed $320 to a payday loan that i defaulted on and that they needed the money sent to them. I have messed a payment with the payday loan co., i DON'T KNOW WHAT TO DO ABOUT THIS BUSNESS ARE THEY FOR REAL

Have you read the thread?

I took out a loan with Husk Hawk Payday loans in the amount of $100.00. The interest ($30.00) on the loan was to be paid on the 1st and 15th of every month or pay the loan off in full in the amount of $130.00. I extended the loan (paying $120.00 in interest). On July 1st, a judgment was placed on my checking account for an unrelated event. Husk Hawk presumably attempted to debit my account for $30.00, however, my account was frozen and eventually debited for the full amount for an unrelated debt. The July 1st payment was the first payment that I have missed since taking out the loan.



I received a call today (July 23rd) from Sergio Ahumada at 866-979-5505 ext. 241 representing Nobel Recovery Services stating that I owed the amount in full today. I explained what transpired with my bank account and that I would pay the balance in full ($190.00) on August 1st, 2009 (my payday). He said that he had to discuss it with the "director" and see if that would be okay. Sergio, before that, told me that he believed my situation and was sure I wasn't trying to defraud them because he "could see that I had been making payments but he would have to get it approved." A few minutes went by and the director told me in no uncertain terms that if I could not make a payment today (the date of this complaint), they would "file the necessary paperwork" and that would cost me more money. He was basically saying that they make more money by "pushing paperwork" than collecting the debt. I told him my situation and that I would be more than happy to satisfy my debt on August 1st, 2009. I asked for validation of the debt to be sent to my work email address. He told me that was unacceptable and that they would just proceed with the paperwork, talk to my Human Resources Department, and "see what other companies I had defrauded." I explained that I don't have the money today but I am willing to pay the debt that I owe regarding Husk Hawk on August 1st, but I also needed validation of the debt for Nobel Recovery Services (since they told me that Husk Hawk had sold the debt to them). He told me that if I made any kind of payment, I would be able to delay the balance until August 1st.



I, however, think this is a scam. I do owe money to Husk Hawk, but I don't know if Nobel Recovery Services is a legitimate group. They contacted my mother in a different state (Massachusetts) and harassed her before they even contacted me! They then threatened to tell my work about my debt, which I know is illegal in the state of North Carolina.



Sergio Ahumada gave me the following information so that I could send a Moneygram, if it would be "approved" for me to delay until August 1st.



Receive code: 6748



City/State Code: Anaheim/CA



Payable to Nobel Recovery Services



File # 16260



They said that I would have to make a payment of $50.00 by July 24th (today is the 23rd) by 10:00 AM or they were going to "proceed with the paperwork."



I am unsure of the legitimacy of this company, and if legitimate, the method with which they go about collecting their debt by threatening to notify the employer and harassing the debtor's mother.

I filed a complaint with the AG and after reading this site.

If you are not sure of the legitimacy of this company and if they in fact do legally own or have the legal authority to collect on it, you are within you legal right to make them validate the debt. If they refuse to, contact your states AG office and file a complaint. FTC as well.

Hey Pissed Off - I had the same situation that happened to me yesterday. Same exact deal. The guys I talked to said he didn't think I was the same "criminal" that he normally deals with and that he would check with the "director" to see if they can help me out. When I talked to the director, all he told me was that I needed to pay in one hour or he would file the paperwork as well. I talked to an attorney about this, they said, let them file the paperwork, if there's even paperwork. According to a lot of these forums, no paperwork was ever filed.

They can't garnish your wages until they get judgement to do so. In order to do that, you would have to be served to appear in court.

I don't know how real this company is. But I do know that they are practicing illegally. I'm in California and they also cannot tell my work about my situation. But they have left me messages on my voicemail saying that if I didn't take care of the money I owe, then they would keep contacting my work.

I, too, have filed a complaint. That's all I can do for now. I will consider taking more action (with the help of my attorney) should I need to in the future. It's ridiculous how much they put people through!

Thanks for posting the address for this company.

I received a call from a Sky Enyeart who stated he is the Director of Finalization. He was nice when he told me that they were contacted by Midland Financial (the company I had my money loan through) and they wanted to settle my account with them for a lesser amount. I told Sky that was fine. I told him that I would send in a Postal Money order if he would just give me their address. He proceeded to tell me that they only accept payments thru Money Gram. I explained to him that I would rather mail in my payment so that I could make sure that it was received and signed for. He stated that the company would not accept that. He was nice up until that point. He then put some guy named Ed on the phone who stated he was the Director and if I did not make my payment thru Money Gram then they were going to request the payoff for the full amount which is more than my money loan.

I told Ed that I would be filing a complaint thru the BBB and the Federal Trade Commission. I told him it was in his best interest not to contact me anymore regarding this issue. I am sending in my money order tomorrow to pay off this loan for the settlement amount I was first quoted. THESE PEOPLE ARE EVIL!!!!!! Thanks again though for the address!!!!!

Her Kri55ol. I was just reading your information about your call from Nobel Recovery. That is what the Director of Finazlization Sky said to me. He even said that MIdland Financial was a scam of a company and he apologized that he had to make the call. This of course was before I asked for their address and had to speak to Director Ed.

i talked to somebody from there office trying to get info so i can make a complaint at first i didn't tell them who i am and they woudldn't even give there address. the next time they knew who i am and the person that i talked to gave me there address and it is in anaheim but when i ask her to who should i address the letter she just told me address it to the director of operations wheni ask her the name she can't give me any then i ask her what position she is she said she's an account representative the i still insist she give me the name and even told her thet she's working in the company without knowing who their director of operations is....then she hang up on me hate this scammers

Does anymone know the webpage address for Nobel Recovery?

Hi kri55ol,

If you still have those voicemails, sue them and collect your $1,000.

i am also dealing with mr.bowen and his boss and a third boss i only send money grams and that is it they tried debt cards but i said no and they tried the fraud case and two hrs later they were pleasant and willing to work with me and i hope to end this very soon