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 Posted: Wed Dec 26, 2007 11:39 am |
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Just got a call from 716-871-9050, which turns out to Capital Management Services, LP. They didnt leave a message and I havent gotten a letter so no idea what this is about (meaning which credit card they are trying to collect on). Looked them up on Bud Hibbs site...not good.
Any words of wisdom or anything I should be wary of outside of the normal tactics?
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volleyballmom
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| Posted: Wed Dec 26, 2007 5:47 pm |
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Volley, the only things I can offer are likely things you already know. Beyond that, stand your ground. Remember that they have to prove whatever it is they want. It ain't up to you to prove them wrong.
We're here for ya if needed. Good luck!
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unclewulf
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| Posted: Thu Dec 27, 2007 9:15 am |
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Thanks Wulf!  I will keep you all posted...so far no other calls or a letter yet.
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volleyballmom
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| Posted: Thu Dec 27, 2007 9:29 am |
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Volley- did some checking and, unless I am mistaken-which is possible- they are associated with the Sherman group. The Sherman groups have so many DBAs, I would get a thousand points if listed them all 
One of them is LVNV, who I have been dealing with, along with their many others. They collect on cc,personal loans,auto repossession notes, etc.
Make sure that IF you do talk with them- record if legal and take notes if not. I have a folder over 4 inches thick of notes, etc., That I have been dealing with. They break all sorts of regulations, are mean and hateful and love to intimidate people. If they know that you know your rights, they usually will pass you to another of their dbas. IF they even make an attempt to validate, it is jusst a paper saying you owe the money, and maybe a last payment.
Good Luck- be prepared!..Karen
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Bossy4455
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| Posted: Thu Dec 27, 2007 10:02 am |
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Thanks Karen....I was afraid of that but that is exactly the info I needed....as bad as it is.
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volleyballmom
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| Posted: Thu Dec 27, 2007 10:07 am |
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Just stay one step ahead of them--I don't talk with them on the phone anymore- it's all done via mail,which they don't like!!..KAren
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Bossy4455
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| Posted: Thu Dec 27, 2007 10:11 am |
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Thats good advice bossy...I rarely answer calls I dont recognize anymore (ugh). But if I dont have a letter from them in the next few days, I will send my own VOD letter.
Do you know if California required mutual consent to record a call?
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volleyballmom
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cajunbulldog
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| Posted: Thu Dec 27, 2007 10:20 am |
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Thanks CAjun--was looking for the link to state by state and couldn't find it!!karen
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Bossy4455
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cajunbulldog
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| Posted: Sat Jan 05, 2008 7:54 pm |
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Update....not another call on this since dec 26 and no letter yet. Sending them a DV letter on Monday as a pre-emptive strike. I have no idea who they are collecting for, so I they will need to send it to me in writing! 
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volleyballmom
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| Posted: Tue Jan 29, 2008 10:46 am |
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I got a notice from them about a debt that was colledted more than 6 months ago. Meaning satisfied paid in full. They said after being extremely rude. Extremely. That they knew the debt was not valid but that it was my obligation to provide proof. Yeah you owe us money because we say so. And I do not mean they asked if I would please fax a copy. I mean RUDELY!!! That it was my obligation to do so.
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robinhoodxyz
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| Posted: Tue Jan 29, 2008 10:48 am |
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if it was paid, what do they want???
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kashzan
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| Posted: Tue Jan 29, 2008 11:13 am |
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Not understanding the post above...
And BTW, I have yet to hear anything else from these guys.
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volleyballmom
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| Posted: Tue Jan 29, 2008 11:36 am |
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VERY SMART MOVE VOLLEY,I DID THAT WITH A COUPLE OF CA'S.NAMELY FIRST SHORE.THEY WILL USUALLY DUCK AND HIDE.I SENT THE DV AND C&D ON JAN 10 HAVEN'T HEARD A WORD SINCE. KEEP US POSTED THOUGH.
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paulmergel
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