 Posted: Thu May 01, 2008 1:34 pm Subject: Northland DV question |
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Hi,
I have several questions. I received a letter from Northland Group back in October of 2007 stating that they were collecting an old Capitol One account (by old I mean the last payment was in November of 2000). At the time I had no idea what they were even talking about so I requested Debt Validation/Sent a Verification/Validation letter on 10/15/2007 certified mail return receipt. I never heard back from them and quite frankly forgot about it... TODAY I get the validation in the mail.. which is how I found out the last payment was in November of 2000. First, is it illegal for them to have taken almost 6 months to validate the debt. Second, this credit card was from when I lived in California where the SOL on this is 4 years. I live in Montana now. Does the SOL apply to where the debt occurred... being California or does it apply to where I am now? Thank you for any help.
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Keebler
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