Northland Group send me a collection letter. Should I send a DV?

You have to check with your bankruptcy lawyer, just because your credit report show one thing it may not be correct. If you think this was in your bankruptcy check your paperwork and/or lawyer FIRST. Credit reports are notorious for being wrong and not updated correctly. I had to fix my own report-accounts that were in bankruptcy were not listed as such on my report a year later. I HAD to force them to fix it to reflect the bankruptcy. Many Dbs will buy bankrupt accounts and try to trick/force people to pay it, claiming "oh it wasnt in your bankruptcy". MAKE SURE first!!
Next, if the last payment was 11/05 then the clock started at your next missed payment so it is past Texas SOL-12/05 plus 4 years is 12/09, your 6 months passed it.

Received a letter from Northland Group about a past due account on a Capital One card. I am pretty certain that I have never had a Capital One card, and have certainly never owed that amount of money on a credit card. I ran my credit report, and there is nothing on the accounts section for a Capital One card or Northland Group. I did see however that Capital One ran my credit in March of this year. I of course did not authorize them to do so. I have disputed this credit check as a fraudulent inquiry. Should I call the company, or just let it be? I am pretty sure this is completely bogus. And if for some reason this is a card that I opened years ago, and the statute of limitations are up, can they report this to my credit after all of this time?

I would definately not ignore it. Capital One is an agressive suer and they obviously have you in their system somehow. You need to get to the bottom of it...start by calling capital one.

hi, i just received a letter from northland group today and i was making payment to aarow financial group and now i received a letter from northland group inc that i have an amount of 11,000 and they want to settle it for 2,200. I called and ask them why is my account with you guys and I was making payment with the other agencies and they told me that they work together with aarow financial and they want to settled this amount with me. So, I set up a payment sceduled with them and they want me to pay in 3 months...I want to know if this is the right way to go at. I have no knowledge of all this collection stuff and I'm trying to get some information online to help me understand more but the more I read some of the comment the more I feel hopeless and confused and lost. Please help me make the right choice.

Thank you

I checked my credit report and I got the numbers for the collection agencies that has my account. I have a balance of 10,400 from a car loan and I told them I want to pay this amount in full but I only way is to make partial payment of 100 or more it depends on my savings but I just received a letter from northland group inc stating that I owe 11,500 on the same account I was making payment of. So I called the northland I ask them why are they handling my account with aarow financial and they said they work together with aarow financial agencies. I've planned to pay this with aarow financial agencies but I'm not sure why the other collection agency is handling my account. I call to make a payment sceduled and they want me to pay in 3 months. I want to know if I'm making a right choice or this is a scam. I have no knowledge of all these and please I need your help of what to do. I want to pay the amount they offer me as a settlement for 2854 but I'm confused and stressed. Please help!

The clock starts from the first diliquincy date, which is usually the month after your last payment when you should have paid but didn't. But even if you go by there date the SOL is still over

Ignor the letter, or just send a letter back asking to see proof of the debt owed, such as your application with signature. Once you submit letter they will not contact you again, they collect on old debt...it's bs and most likely it's not even on your credit report

Northland Group is contracted by other collection groups that have been unable to get payment on old debts. They are limited by the info they get from the original creditor. Garbage in, Garbage out. They don't own the debt, they get paid a percentage by the original creditor for whatever they collect.

bullsh*t.i just answered a thread about them concerning montgomery ward's.you know the store chain that closed in late 2000,or early 2001.nice try humanoid,but this is a JDB of certain debts.