Hos old is too old to collect a credit card debt??

Cajun, I understand. That seems to only underscore my point that sometimes the SOL is not "etched in stone". Seems the frustrating thing now is that you need an attorney versed in case law to defend or not defend a statute! Doesn't that beg for clarity in these statutes? Seems like a vicious cycle of "well, the statute says 4 years BUT it depends on the case so it might be 5 years". This is nuts!

Contact the proper people on this,your state legislature and ask them to make laws that normal folk can understand.

Cajun, I will even though I question what good it will do. You have to understand that our State Attorney General is the same one who refuses to outlaw wage garnishment and also spearheaded and fostered the new bankruptcy laws. It's small wonder that we can't get SOL's straightened out and live in a state filled with bottom-feeder collection attorney's. I think people were in a coma at the polls when they put this guy in office. Collectors have long-since hated Florida, a Homestead State. It's very difficult, if not impossible, for them to lien your property here. They can't stand that and put a lot of big bucks behind getting this guy elected. No, it won't change the Florida Homestead Act but it gives them a little more of an "edge" in their collection practices in the courts. Lots of "politics" down here.