Internet's first get-out-of-debt community - 122,000 members

Posted: Sat Apr 12, 2008 9:48 am Subject: Why are they still.....

calling me?

I paid my Walmart Card off in February! I have my Statment which said after I paid it off Account Balance $0.

Now collections calles me and say I owe still 63$ and ask me if and how I wanne pay this! I send them the Statement and a letter to stop bothering me! They call in 5 min intervalls every day even sundays when I maybe could still sleep for a change!

What should I do I know I owed them but this is over with. I still have other people calling me but this is not so much anymore since I started working with American credit foundation.
This really need to stop I am exhausted and burned out and short before another panic attack...

Thanks for your advice!

Posted: Sat Apr 12, 2008 9:52 am Subject:

Have you tried calling the OC and seeing what's up?

I had Cap 1 do this to me after I paid them in full. I kept calling them several times a day, until I got someone that straightened it out.

I would send collections a DV letter also, asking them what the $68 bucks is for and another copy of the paid in full money order, or whatever you have. You can also tell them that not to contact you, except via mail.

Good Luck..KAren

The OC may not have gotten word to collections that it has been paid off yet

Posted: Sat Apr 12, 2008 10:01 am Subject:

I didn't think so far Embarassed

.
I just sendet them the Statement from Walmart and my Bank Statment with other things canceld out of course. Also a clear letter to stop calling me unless they proof what and how I owed it it still! Since i have the Statment attached showing a 0 balance!!!! And that I preefer mail corespondence. So that I have proof of all they say!

So you think I still should send a DV letter??

Thanks KAren for your help!

Posted: Sat Apr 12, 2008 10:09 am Subject:

If Walmart sent it to collections,they are probably the ones who need to get it straightened out.

You can still send a DV, don't know if it will help or not,but probably won't hurt.

I wouldn't send anyone my bank statement, even if it's blacked out-just send them a copy of the check, or whatever you used to pay them off.

Keep after them, especially Walmart until it is right!!..Karen

Posted: Sat Apr 12, 2008 10:27 am Subject:

I paid it thru my account! So other then a Bank Statment I don't have anything!. I just writing the DV letter and send it out real quick via certified mail before the post office closes!

Thanks again!

Posted: Sat Apr 12, 2008 10:33 am Subject:

I just re-read your post. Were they in with your company you are using when you paid them off? If so, contact your company and see if they can get any where with them.

Good Luck,,Karen

Posted: Sat Apr 12, 2008 10:38 am Subject:

No they weren't in I just started with the program but of course I tried to pay all of my creditors as good as I could and this was one of the cards I didn't owe so much so I paid it in full in 2 payments and gone it was. I felt so much better and then collections started calling me....

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