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#1
05-12-2007, 09:23 AM
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Palisades Collections LLC is suing me?
About 3 weeks ago i received a leter from Palisades Collections Demanding Payment for a Verizon Bill from an old phone number. I called the number on the letter and learned that the bill was from 2001, I had had the service discontinued in 2000 when I moved. I stated that there was obviously a mistake and was rudly informed that if there was, it was my mistake, and that they would be happy to snd me a copy of the bill.
Instead of a copy of the bill, what I received approximately 2 weeks later, was papers from superior Court informing me that i am being sued. The only copy of a bill was a page from an old phone bill from 2001 with an amount due. I called the attorneys listed and was basically called a liar. Are these people permitted to simply take something to the courts like this, causing a person to take time from work to prove what they already know...that the debt doesn't exist in the first place? Is there any way i can possibly get these people to get off my back without having to go to court? 
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#2
05-12-2007, 09:35 AM
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Call the court system and verify that you are actually being taken to court....A lot of times they assume that a letter like this will intimidate people into paying. Also, send them a debt validation letter...They have to validate the debt or it will not look favorable on them in court
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Passion...it is born...and though uninvited, unwelcome, unwwanted...like a cancer, it takes root. It festers. It bleeds. It scabs...Only to rupture and bleed anew. It grows...it thrives...until it consumes. It lives...and so it must die....in time.
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#3
05-12-2007, 09:39 AM
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Good job,Leah. I would add to check your credit report as they are known for not following the law on credit reporting.
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Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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#4
05-12-2007, 12:36 PM
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And sue the law firm for violating the federal laws under charges of § 806. Harassment or abuse [15 USC 1692d]. Go through the link to the FDCPA and consult an attorney. Record their phone calls after checking with your state laws. According to your state, you will come to know if the recording can be done secretly or you have to take their permission. Take notes on the number of calls, date and time and the name of the caller. This will help in your filing a legal case.
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#5
05-12-2007, 05:28 PM
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Don't forget SOL - if this account is truly from 2000/2001, it could very well be past SOL and therefore not subject to legal action.
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#6
05-12-2007, 06:36 PM
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HeretoHelp is right. In most states the SOL will have ran, if the debt is from that time period. Did all of this happen within a 30 day period? Sounds awfully soon. If they haven't given you time to dispute and ask for validation, they've broken the law (by filing suit) as well, (30 days from when you recieved their first letter).
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He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949) The science is in knowing, the art is in perceiving - Robert Fripp (1946-) Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)
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#7
05-12-2007, 06:39 PM
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You need to read up on Palisades at this link, hurry before it gets deleted:
 http://www.budhibbs.com/debtcollecto...ollections.htm __________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/ Federal Trade Commission: http://www.ftc.gov/
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#8
08-28-2007, 07:50 AM
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Palisades
Hey have you heard anything back from Palisades? I am really having a hard time. My husband had an old AT&T bill from like 04 and this collection agency is garnishing his wages now. We didn't receive anything from them except once and i asked for proof of the debt and they never sent it. When i got the garnishment papers in the mail in July I called and asked what was going on. They said there was nothing that i could do, so i called AT&T to find out why we never heard about this until now and from this company. AT&T told me to pay AT&T and i wouldn't have to deal with anyone else. Not even a full week later Palisades took $260 from our bank account, then $235 a week later from his paycheck, another $260 from his pay check and are refusing to stop, even after sending proof that the debt was paid. They are saying the account numbers don't match. I have already been back and forth with the attorneys office that is garnishing and AT&T. there is only one account. I need help on getting this stopped. I don't have a lot of money and the little i have is being taken. Why is it when the responsible people need help they cant get it and the dead beats who really don't pay their bills have no problems at all?
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