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My employer just received a fax from Paramount Recovery Services asking for verification of my employment. He knows of my financial troubles but does not want them contacting the office. The request gives no personal information and does not say it is from a collection agency. I don't know what bill or credit card this is regarding. What can I do so that they do not contact my employer again? Should we respond to the fax? Thanks for any help.

Posted: Tue Jun 24, 2008 10:06 am Subject:

Send them a debt validation letter and a cease communication letter. Your employer is under no obligation to provide them with any info without a court order following a judgement.

Posted: Tue Jun 24, 2008 10:33 am Subject:

Thanks so much for your help! I have received tons of good advice just from lurking around. It has really helped me take control of my situation!

Posted: Tue Jun 24, 2008 11:21 am Subject: FDCPA Protects You at Work

The Fair Debt Collection Practices Act clearly states that:

"…a debt collector may not communicate with a consumer in connection with the collection of any debt… at the consumer's place of employment if the debt collector knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communication."

If a debt collector continues to call you at work after being informed of your employer's prohibition of such calls, please document such violations and report them to your state's Attorney General' Office, the FTC and the Better Business Bureau.

Posted: Tue Jun 24, 2008 3:26 pm Subject:

I guess I can't understand why they would be contacting jesa100's employer, for the purposes of employment verification, in the first place. Would they have any legitimate reason, other than if they had already won a lawsuit and received a garnishment order, they would even need to contact the employer?

Unless they just thought it might be intimidating and/or embarrassing to jensa100.

I would definitely make sure to send them a debt validation and cease & desist letter to them. Be sure to make sure it states, in no uncertain terms, not to contact you at work or your employer. If they continue this behavior after they receive your letter (be sure to send CMRRR), then you have just nailed them on a violation of the FDCPA.