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 Posted: Tue May 20, 2008 12:40 pm Subject: Paychecktoday filing a lawsuit |
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I received a phone call from an Attorney's office representing them saying that they were in the process of notifying the courts in Alabama about a lawsuit. I told the lady "ok" simply because she told me the amount was for $600+ and I bored that money over a year ago and had made more than what I borrowed before I stop making payments. I tried to get them to close the account, but they wouldn't so I closed my bank account. Can they do this, or has anyone else received a phone call?
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need2bdebtfree
Joined: 12 Jan 2008
Posts: 38
Debtcc Points: 1053
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| Posted: Tue May 20, 2008 12:43 pm Subject: |
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Do you know if they are lending legally in your state. I doubt that they will do this. I personally think it is a scare tactic to get you to pay. How much did you borrow and how much did you repay?
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kashzan
Debt Samaritan
Joined: 11 Jul 2007
Posts: 5463
Debtcc Points: 38903
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| Posted: Tue May 20, 2008 2:19 pm Subject: |
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According to the Alabama Department of Banking, the only legal online lender is cashnetusa (I think). I do know that there is only one loan company licensed to do business here and paychecktoday isn't it.
Not really sure how much I borrowed, it was either $300 or $500. This was back from around November of 2006 and I was paying them bi-weekly up until around Nov.-Dec. 2007. That's when I started contacting all of my PDL companies about closing my account.
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