So I got sued by a collection agency that I have found out buys junk debt and goes after people. I decided to contact them to negotiate a payment rather than take it to court. I agreed to pay 3300 on a debt they were asking 3709 for. I posted this a while back and many of you thought I was offering way too much... well I set it up in July to start paying in Sept. I had my hours cut at work so I didn't start paying until about a month later. She sent me an email stating that my new balance was 4125 plus interest.. so I asked her what happened to the 3300 and she said it was null and void because payment wasn't made when it was supposed to be. Keep in mind that this credit limit was originally for 2500. A credit limit I never evem REACHED. I hit maybe 1800 and started having mail rerouted by my psychotic ex. so now i'm not sure what to do. They're charging 2000 more than my credit limit... I understand interest and all that good stuff, but good lord.
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