Internet's first get-out-of-debt community - 128,000 members

Posted: Tue Jun 05, 2007 7:57 pm Subject: Anyone know of PRC?

I had a meesage left for me at work the other day from "PRC 1-800-991-5278 Adrian Johnson" I looked online and came across a PRC site out of Durham, North Carolina, but the phone number that called me did not match the number on the site, anyone ever hear of these assclowns?

Posted: Tue Jun 05, 2007 7:59 pm Subject:

I just came across this info. of them.

Pofessional Recovery Consultants, Inc.
PO Box 51187
Durham, NC 27717-1187
Stephen P. Miller
919-489-7791
919-489-7651 FAX

Anyone still have any personal dealings with them?

Posted: Tue Jun 19, 2007 11:44 pm Subject:

I have. My daughter had bought a cell phone last year, when she graduated Basic Training in South Carolina. I believe hundreds of kids were doing the same thing. Anyway, long story short, she wound up coming home from the Army in a few months, and spent several months unemployed. She was unable to fulfill the contract, and had to cancel it. Well, she paid the past due, and the cancellation fee, and thought that was the end of it. But a few months later, she gets one letter from a Carolina Cellular, informing her she owed them $300. She had never heard of them, so threw it away, as she had paid Cingular off. Well, in April, she gets a phone call from a Mr. Murphy, from PRC, telling her that she owed them $300, because it was a dual contract. She was never told of a dual contract, and I have never heard of such. I spoke with AT&T today, and they told me that this was not standard procedure. Neither business is with the BBB, either. I believe that it is a scam.

Cellular · Posted: Wed Jun 20, 2007 12:00 am Subject:

If Carolina Cellular is the place that she bought the phone from the "dual contract" is probably the secondary agreement that states if the account is canceled within a certain time frame (generally 181 days with Cingular/AT&T)the store will charge the customer a fee to cover the cost of the phone since Cingular will have taken back the commission that covered the real cost of the phone. She should have signed an agreement that states this.
So definitely have PRC validate the bill.

I am in the cellular industry and these agreements are common for the non-corporate (independent, contracted representatives) stores. And as for AT&T saying this is not a standard procedure is wrong. The customer service people don't have the faintest idea how non-corporate stores operate.

Posted: Wed Jun 20, 2007 12:56 am Subject:

She bought the phone from a Cingular store in the PX on base. She paid over $250 for that phone, and lost it. We got another phone, and had the service restored. It was about 4 months, I think that she had the service. My point is this, she was never told there was a 'second contract' I can find no information on the Carolina Cellular with a valid phone number. Just a personal voice mail. I am going to check it out with the Better Business Bureau, and the Credit Bureau.

Posted: Wed Jun 20, 2007 8:04 am Subject:

Thank you for the information on these @ssholes.

Posted: Wed Jun 20, 2007 10:31 am Subject:

You're welcome. I am still dealing with them. I honestly don't think this is a ligitimit claim.

Posted: Sat Jun 23, 2007 12:51 am Subject:

Sample Debt Validation letter. Do not pay a collection agency any money without first sending this letter. If you have any questions, please contact Anthony.

Posted: Sat Jun 23, 2007 3:54 am Subject:

Thanks, Anthony, this will help me a lot. I have never gotten anything in the mail from PRC, and only one letter from Carolina Cellular.

Rilla65707 · Posted: Mon Jul 30, 2007 3:06 pm Subject: PRC

Wanted to let you know they called me today July 30,2007. You are right, they are @ssholes. I wanted to Know if I could use the letter in your blog to send to them? Thanks Rilla65707

Posted: Mon Jul 30, 2007 3:40 pm Subject:

Rilla, you may use any letter that I have. That is why I have them, to let anyone use them. Thank you for confirming my opinion on these crooks.

Posted: Tue Jul 31, 2007 12:12 am Subject:

Hi Rilla

Debt Validation letter is your best defense against collection agencies that try to force people to pay for the debts that they don’t owe. The FDCPA allows you to dispute a debt in writing with the CA within 30-days from their first contact. They cannot play stupid games with you about not verifying the debt. The Federal law requires the debt collector to send you the proof of the debt or a copy of the judgment. If the CA is unable to do so then they must stop making all the efforts to collect on the debt.

The CA after receiving your request must give you evidences in writing that substantiate that you owe the debt and it was never paid in full. But most importantly they must prove that the debt is assigned to them by the OC. Finally, the CA must give you the details of the calculation of the amount they are requesting from you. Because most of the CAs buy the debts in pennies and charge in dollars from the consumers.

Until and unless the CA verifies the debt do not pay them. And remember to send the DV letter via certified mail with a RRR.

Take care
Nelly Smile

Recently Called · Posted: Mon Aug 06, 2007 8:02 am Subject: 800-991-5278

i was recently called by this number...called them back and tried to get some information and they were very shaddy. They also hung up on me once when I asked to many questions. They should definately be reported to the BBB and Credit Bureau.

Posted: Mon Aug 06, 2007 2:33 pm Subject:

That is the behavior of unsavory companies. They act vague and only will speak on their terms. Those behaviors are usually indicative of illegal companies.

Posted: Mon Aug 06, 2007 11:15 pm Subject:

Guest: May I inquire who it is exactly that you are referring to? If you are addressing PRC with your comment, you are at the wrong site. If you are simply relieving stress caused by PRC, then we here welcome you to join this site that seeks to inform consumers, like you and I. We are regular, hard working people, who have found one another after dealing with less than savory collectors or creditors. Some members are here to seek information which may improve their current situation, and if you seek information that may improve your financial standing, than we welcome you.

Posted: Tue Aug 07, 2007 5:38 am Subject:

Most of these agencies do business by intimidating consumers. Fear is their No. 1 weapon. They will pester innocent people with harassing calls. They threaten them with civil suit, garnishment of wages, criminal prosecution, and seizure of property, job loss and even imprisonment. This is nothing but one of their sleazy tactics to squeeze some money out of consumers. In my opinion the best way to deal with such people is to be aware of one's rights.

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