There is no specific time frame by law. They just cannot continue collecting until they reply with the information you request.
What exactly did you request?? Hopefully you didnt copy a crappy DV off the internet.
How to Deal with Illegal Loans..OhioGal's Primer http://www.debtconsolidationcare.com...allenders.html PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
There is no specific set time for the response but usually if they don't respond within 30 days with the proper documents, you can send them a C&D letter.
There is no specific set time for the response but usually if they don't respond within 30 days with the proper documents, you can send them a C&D letter.
Where are you coming up with this crap?? There is no time limit and until they do produce the proper documents,they cannot attempt to collect on the debt which means NO CONTACT.
I am getting so fed up (as are the other moderators) with the garbage you unregistered posters are posting when attempting to answer questions. You are playing with peoples financial lives and could cause people to get sued...if you cannot back your answers up with fact or legal references, DO NOT answer. Most of you have no clue what you are talking about.
How to Deal with Illegal Loans..OhioGal's Primer http://www.debtconsolidationcare.com...allenders.html PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Debt Samaritan
Posts: 16517
Credits: 287538.53524548 Send message to SOAPLADY
There is no specific time frame by law. They just cannot continue collecting until they reply with the information you request.
What exactly did you request?? Hopefully you didnt copy a crappy DV off the internet.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
There is no specific set time for the response but usually if they don't respond within 30 days with the proper documents, you can send them a C&D letter.
Debt Samaritan
Posts: 16517
Credits: 287538.53524548 Send message to SOAPLADY
Quote:
Where are you coming up with this crap?? There is no time limit and until they do produce the proper documents,they cannot attempt to collect on the debt which means NO CONTACT.
I am getting so fed up (as are the other moderators) with the garbage you unregistered posters are posting when attempting to answer questions. You are playing with peoples financial lives and could cause people to get sued...if you cannot back your answers up with fact or legal references, DO NOT answer. Most of you have no clue what you are talking about.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
Debt Samaritan
Posts: 5223
Credits: 71492.216580171 Send message to OhioGal1
Amen!
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
Posts: 14273
Credits: 110229.12042813 Send message to paulmergel
make that a double amen!
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