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 Posted: Mon Jul 02, 2007 6:08 pm Subject: What is it from LVNV Funding? |
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lvnc funding llc came up on my credit report have no idea what it is or who or even how to contact them this web site is the only thing i have found im i even in the right place
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bitchrider
Joined: 02 Jul 2007
Posts: 1
Debtcc Points: 51
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| Posted: Mon Jul 02, 2007 6:24 pm Subject: |
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LVNC is a collection agency, there should've been some type of number on your report, but maybe not, that isn't always the case. By the way, I love your name! 
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5324
Debtcc Points: 71256
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| Posted: Tue Jul 03, 2007 11:07 am Subject: |
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Try this number for LVNV Funding, 888-665-0374. Ask them to show you details of the item they are reporting on your credit. If they can't prove, they should remove the item otherwise it will be an unauthorized reporting and violation of the FCRA laws.
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Trenity
Joined: 14 Mar 2006
Posts: 510
Debtcc Points: 6278
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| Posted: Tue Jul 03, 2007 5:25 pm Subject: |
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They are one of the largest junk debt purchasers. They usually farm the collection of the "debt" out to one of their other companies. They've also tried to answer letters demanding validation with fake affidavits. I hear they are also well known for trying to illegally re-age debts on CRs.
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He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949)
The science is in knowing, the art is in perceiving - Robert Fripp (1946-)
Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)
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LawStudent
Moderator
Joined: 04 Apr 2007
Posts: 1191
Debtcc Points: 16430
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| Posted: Thu Jul 05, 2007 1:06 pm Subject: |
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I have an account with these guys. They will not validate and when I call them they are as rude as ever. I've told them I don't have any problems paying it. I would even do a check by phone but they refuse to send me the information I need. I think it is an old phone bill and I know I have one or two out there from when my husband was in the military but they won't provide me with the billing address so I can verify because I didn't recognize the # or the A/C.
They are difficult. Maybe you will have better luck than I.
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FYI
Moderator
Joined: 18 May 2006
Posts: 1729
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| Posted: Wed Jul 02, 2008 2:37 pm Subject: LVNV -sample validation request letter |
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Hi. I received a letter from LVNV notifying me that "application is being made by the judgement-creditor, to my county's court for a Wage Execution Order to issue againt my salary, and to be served upon my employer". It goes on to list my employers name and address, the amount of the debt, the amount to be garnished from my salary, an "E&S" Number (whatever the heck that is) ), a docket number, account number, and phone extentsion. My question is, can you provide me with a sample validation request letter? I have no idea what to ask or how to draw it up. Thanks
Nadiyah J.
nadi2560@aol.com
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Nadi2560
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