Ang
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Sub: #17
Replied on 10-10-2007, 12:52 PM
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Yes i understand that Dollars... The policy i have on the kids (including all of my own) is one that can be cashed out at 18... i'll have to read it to get the details. After my hubby getting sick at such a young age we decided to buy all the kids an insurance policy! And thanks goodness we did cuz my oldest daughter had cancer at 17 and my son has a heart defect so neither can get any kind of life insurance now.... Things happen for a reason i guess.
Ang

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Send message to DOLLARSandSINCE
Sub: #18
Replied on 10-10-2007, 01:00 PM
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How long is the term on their policies? You might have a whole life policy or a Universal policy but I wouldn't think you could get one of those as cheap as you did. I did not realize you could cash out a term life policy. I will have to ask my agent about that.

Ang
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Sub: #19
Replied on 10-10-2007, 01:02 PM
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Ok so i just pulled my paperwork on these policies. They are whole life policy's and the amount for now is 20,000 at age 21 they go up to 40,000 and at 28 goes to 200,000 for $15 a month each, have 2 policies for each girl. The plans accumulates cash value and after 20 years the cash value is the amount of premium paid or more...
Hope that helps some, insurance sure can be confusing!
Whew!
Ang

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Ang
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Sub: #20
Replied on 10-10-2007, 01:03 PM
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I read ur mind Dollars!
Ha ha
Ang

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FYI
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Sub: #21
Replied on 10-10-2007, 03:21 PM
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First Premier credit card is the credit card to use if you are trying to establish credit again but you will definately pay for it in fee's.

It is always extremely important to read contracts before you agree to them. It never fails to baffle me when an account comes to where I work and the've had the card for 20+_ years and are upset about late interest fee's. Most CC agencies send out a yearly card holder agreement.



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Sub: #22
Replied on 10-10-2007, 04:44 PM
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I agree with you FYI. My husband always bitches moans about his bill when it comes it's like hey didn't you read the agreement

ladybug

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Sub: #23
Replied on 10-10-2007, 05:45 PM
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The only thing I dislike about First Premier (other than the fee's) is that if you pay online you don't have the avaliable credit for like a week!




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