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 Posted: Sun May 04, 2008 6:50 pm |
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I have a question. Can you ask the collection agency to return the original debt back to the original creditor?
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wssu91
Joined: 31 Mar 2008
Posts: 223
Debtcc Points: 1423
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| Posted: Sun May 04, 2008 7:10 pm |
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no problem just let us know if you have any other questions and we will try to help you.
Are you a new member, if so did you sign up for the free debt consult? If not sign up or call the 1-800-601-1579 and someone will be more than happy to assist you.
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ladybug
Joined: 29 May 2007
Posts: 2312
Debtcc Points: 22468
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| Posted: Sun May 04, 2008 8:14 pm |
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I think that if the creditor still owns the debt they can recall it or the CA can send it back if there is a problem with it like ID Theft or Fraud.
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FYI
Moderator
Joined: 18 May 2006
Posts: 1724
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| Posted: Mon May 05, 2008 4:26 am |
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Generally the answer is no. In contingency collections, the OC and the CA are bound by a contract...the CA works the account and gets paid regardless of who the debtor sends the funds to.
When a debt is sold, as with most junk debt buyers, the OC is taken completely out of the picture.
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SOAPLADY
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