Richard J. Boudreau & Associates llc
Just received a letter from Richard J Boudreau and Associates llc re: being retained by LVNV Funding which evidently bought my debt from Chase Manhattan Bank. Naturally, they want a settlement etc. Looked them up on line and it appears that they are not a reputable company. also if I am thinking correctly, I do not have to deal with them since they are not the original creditor. Is this correct? should I send them a cease and de___ letter. They called at work today and left their name for me to call also and have called 3 times at home.
Posts: 1438
Credits: 19562.443020264 Send message to phoenix
I have found the following information in the page Ways to contact a Collection Agency: -
Now if you want to beat the collectors then please go through the page debt collectors - driving me nuts, how to beat them
But it is always preferable to contact your original creditor.
Richard J Boudreau and Associates llc are a bottom feeder JDB, send them a DV letter along with a limited C&D letter advising them to stop calling your work and home and to contact you by US mail only.
Posts: 5
Credits: 1010.85 Send message to beltrita52
Thanks for the info. I am assuming that a DV letter is a Debt Verification. Is that correct?
Posts: 4630
Credits: 30706.478992208 Send message to NASCAR_Devil
DO NOT ADD any "limited C&D" to anyone collecting for LVNV. LVNV considers any limitation of contact as a full cease comm. Add that all calls to your employer place your employment in jeopardy and at the bottom state:
[center:1462cc0c9e]ALL CALLS TO MY HOME AND CELL ARE RECORDED[/center:1462cc0c9e]
Posts: 1438
Credits: 19562.443020264 Send message to phoenix
You can use the debt validation letter according to your requirement as per your need.
You can also find some debt validation letter here.
Posts: 5
Credits: 1010.85 Send message to beltrita52
Thanks. I think I will start with this letter and go from there.
Posts: 5
Credits: 1010.85 Send message to beltrita52
I have the letter ready to send today. Now I find out that they are calling neighbors to get in touch with me. They don't quit, do they.
Posts: 14281
Credits: 110307.07042814 Send message to paulmergel
nope.that is how illegal JDB bottomfeeders operate.just wait unitl
they recieve the validation letter.you are sending it certified mail return receipt right?
Posts: 5
Credits: 1010.85 Send message to beltrita52
Put it the mail today. Yes Certified mail return receipt.
That's the reason that you should include a C&D letter to stop the calls regardless of what Nascar says.
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