Richard J Boudreau & Associates llc send me a collection letter?

Richard J. Boudreau & Associates llc
Just received a letter from Richard J Boudreau and Associates llc re: being retained by LVNV Funding which evidently bought my debt from Chase Manhattan Bank. Naturally, they want a settlement etc. Looked them up on line and it appears that they are not a reputable company. also if I am thinking correctly, I do not have to deal with them since they are not the original creditor. Is this correct? should I send them a cease and de___ letter. They called at work today and left their name for me to call also and have called 3 times at home.

I have found the following information in the page Ways to contact a Collection Agency: -


Now if you want to beat the collectors then please go through the page debt collectors - driving me nuts, how to beat them

But it is always preferable to contact your original creditor.

Richard J Boudreau and Associates llc are a bottom feeder JDB, send them a DV letter along with a limited C&D letter advising them to stop calling your work and home and to contact you by US mail only.

Thanks for the info. I am assuming that a DV letter is a Debt Verification. Is that correct?

DO NOT ADD any "limited C&D" to anyone collecting for LVNV. LVNV considers any limitation of contact as a full cease comm. Add that all calls to your employer place your employment in jeopardy and at the bottom state:

[center:1462cc0c9e]ALL CALLS TO MY HOME AND CELL ARE RECORDED[/center:1462cc0c9e]

You can use the debt validation letter according to your requirement as per your need.


You can also find some debt validation letter here.

Thanks. I think I will start with this letter and go from there.

I have the letter ready to send today. Now I find out that they are calling neighbors to get in touch with me. They don't quit, do they.

nope.that is how illegal JDB bottomfeeders operate.just wait unitl
they recieve the validation letter.you are sending it certified mail return receipt right?

Put it the mail today. Yes Certified mail return receipt.

That's the reason that you should include a C&D letter to stop the calls regardless of what Nascar says.

you should send a limited c&d in most cases.however,in LVNV'S case you should be careful how it's worded.they have taken people to court in response to C&D letters.so now i'm saying it as well guest how about that?

Here is the exact verbage of LVNV/Resurgents response to my BBB complaint.

I am dealing with northland group who is apparently trying to collect for this same so called "Creditor". They want me to settle and make four huge payments to pay it off. I do not have that kind of money and will be sending them a debt validation letter tomorrow.

I found these informative pages on northland group which may help your purpose: -
Northland Group Inc and DV Question

Need some information about the Northland Group

Collection letter from Northland Group?

Guest, that's about enough with the attitude, huh? Respect is a two-way thing.