I received a phone call at my office. Caller ID said "Sheriffs Office." They asked for HR and said they needed to serve papers for an employee on a Criminal Case. I was that employee and when I asked for more info, they couldn't tell me. They asked me what showed on caller ID?!
This case was a payday loan and I sent the collection agency a certified letter requesting proof that I owed it. I never heard back from them.
WHAT NOW? Can they use the sheriffs number? I am scared to death!!!
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.