Internet's first get-out-of-debt community - members

Posted: Sat Feb 23, 2008 7:24 am

I am posting these links since they are the most useful and commonly used links to information that members and guests have here in the forum, it would be great if it could become a sticky. But in the mean time I'll just link it via my signature.

Debt Validation Template

Fair Credit Reporting Act

Fair Debt Collection Practices Act

SOL by State

Attorney Generals by State

Federal Trade Commission

National Association of Consumer Advocates

Division of Corporations by state

Posted: Sat Feb 23, 2008 5:29 pm

No problem, that is why I am here.
Here are some additional resources I wanted to add-

The three major credit reporting bureaus:
Equifax
Experian
Transunion

Here is where you get your free annual credit report entitled by the Fair Credit Reporting Act

Posted: Sat Feb 23, 2008 5:45 pm

Hey! Can I jump on the bandwagon of useful links? I just found these three links and I think they can be super helpful. They are the links to the 3 credit reporting agencies for when you get an adverse action (a decline), or you are about to look for work, or are on welfare…any of these…but they give you free credit reports for these things.

I tried one just to see…used the name of some company that declined me years ago..and surprise surprise..it worked..got a free credit report.

so..here they are:

Transunion: http://annualcreditreport.transunion.com/t...ntSituation.jsp

Experian:
http://www.experian.com/reportaccess/index.html

Equifax:
https://aa.econsumer.equifax.com/aad/landing.ehtml

Posted: Mon Feb 25, 2008 10:51 am

Hi Jcemt, thanks for all your great work. I have made your topic a sticky. It will be helpful to many people around.

Posted: Wed Feb 27, 2008 5:53 pm

Guide to recording telephone conversations

Posted: Thu Apr 03, 2008 4:09 am

Special thanks to unclewulf for this link regarding garnishment laws fro all 50 states:

http://fair-debt-collection.com/state-wage-garnishments.html#46

Thanks Unclewulf!

Posted: Wed Apr 09, 2008 6:14 am

New Link to Fair Credit Reporting Act

Posted: Fri Apr 11, 2008 7:37 am

very nice resources. i also found some useful article here debt consolidation articles

Posted: Fri Apr 11, 2008 5:04 pm

Here is another one:
Payday Loan legal status by state

Posted: Sun Apr 13, 2008 1:37 pm

Here are some new judicial links.

General information on vacating judgments

WEX legal dictionary

Federal government resources, guide to civil procedure by state/district

Sample letter to vacate judgment

Posted: Wed Apr 23, 2008 7:13 am

Special thanks to Goldenbast for this contribution!

Texas consumers may use this section as an enclosure with their validation letters as well, it outlines Texas Financial Code that requires them to delete credit report entries within 45 days if they cannot validate.

Title 5 SECTION 392.201

Debt and Credit Management	Other financial topics
Debt Consolidation, Management and Settlement Dealing with Creditors and Collection Agencies Get-out-of payday loan help Creditors and collection agency address book Credit Repair, credit score and credit reports Financial education through videos	Additional income, investment, shopping & budgeting Banking including help on chexsystems Identity theft - scams, security and training Getting a Loan and choosing a good lender Dealing with Student Loans US Tax system and impact on debt
Community success stories	Miscellaneous - Hangout forums
Winning stories with debtcc community Stories: How I accumulated debts	Expert articles - Community knowledge bank Debtcc Complaint center Pub, feedback and announcements Funny Videos - Hey you worked a lot, now laugh and relax

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