I have been looking and can't find it. I must be searching the wrong key words. Anyway can anyone provide me with a link that will show me what the Statues of Limitation for debt is in Ohio




Thanks


Jim

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Ohio Statutes of Limitation

Written or oral account: 6 years, (O.R.C. §2305.07).

Written contract: 15 years, (O.R.C. §2305.06).

Oral contract: 6 years (O.R.C. §2305.07).

Note payable at a definite time: 6 years, (O.R.C. § 1303 .16(A)); (2)).

Demand note: 6 years after the date on which demand is made or 10 years if no demand is made and neither principal nor interest has been paid over that time (O.R.C. §1303.16(B)).

Dishonored check or draft: 3 years after dishonor, (O.R.C. §1303.16 (C)).

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You have answered your question. The SOL in Ohio for unsecured debts is 6 years. Check the date when the last payment was done towards the account. It must be past the SOL period if you are legally refusing to pay anything towards the said debt.

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Is a brokerage account a written contract (15 yrs) or just written (6 yrs)?

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If the debt is a credit card...and, if the collector has the original paperwork, the SOL is 15 years.

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