Being Sued By Collection Agency- Statute Questions

Guest what that means in english is that they sue you in the location where you live in my opinion.

Jamie,
PM texaslawyer or lawstudent and ask them to look over it to make sure it is done correctly, although to me it looks good but i'm NO lawyer! Also, if u go to naca site and see if they have an atty locally who can help u with this. Also, u may be able to e-mail this to Bud Hibbs and see what they have to say about it! I just want you to make sure it's done properly or it can be thrown out! Bud Hibbs is awesome and answers emails very fast!
BTW... what state are u in? This may have already been mentioned, i just forgot! lol (old age)
Ang

Jamie- we are in the same sitituation. I am writing our response letter tomorrow. Thank you for asking all the questions I had.

about the quoted portion of the fdcpa, the location of suit is incorrect. The statute says:



http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#811

This means that they can either sue you where you currently reside, or they can choose to sue you in the jurisdiction where this credit agreement was originated. If you opened a credit card account in Florida, and then moved to Texas, they can then sue you in either location, at their discretion

If the debt collector comes to court with out the signed org. agreement for the debt could that help my defense