Internet's first get-out-of-debt community - 136,000 members

I put my post into a topic of its own. Being that it wasnt picking up much attention but I could use anyones help on what I should do.

I have read over the posts of each person here and found some valuable information here.

However,

I can really use some advice into my present situation. I recall receiving a notice from Suttell & Associates. The notice was the standard 30 day notice as tomdav and his girlfriend received. However, I put it aside and didnt respond to the 30 day notice. I completely forgot about it and now (this past sunday) I got served with a summons meaning, that I have 20 days to respond with my defense in writing or a lawsuit would be filed.

This is where im currently sitting at and would like to know what you all recommend I should do next.

I'm working on checking their collection license but being that I have never done something like this before, its a pain to find the information that I need. Any help that I could get would be appreciated.

Posted: Mon Jun 23, 2008 11:35 am Subject:

Whatever you do, answer that summons, just don't give any concrete answers, neither confirm or deny the debt is yours. I'm not sure where you would look to see if a CA is licensed, but hang tight, someone will be along shortly to advise you. Smile

Posted: Mon Jun 23, 2008 1:06 pm Subject:

Is their a templete that I can use to answer the summons. I have never done one of these before and I have no way of making it to Bellevue to serve them in person as the summons instructs me to do.

How would I go about serving them with my defense?

Guest · Posted: Mon Jun 23, 2008 1:20 pm Subject:

I am confused to what you are saying. You stated that if you don't answer within 20 days, they will file a lawsuit. A summons is a lawsuit.

Is there a docket number on this summons? If so did you call the court house to confirm it is a real summons?

You also stated that they want you to go to Bellevue to serve them in person. This strikes me as odd.

How far away is Bellevue from you? Also does it list a court house on this summons and if so, how far is that court house?

Posted: Mon Jun 23, 2008 1:38 pm Subject:

In following the instructions on the first page, it cleary states this "In order to defend against this lawsuit, you must respond to the complaint by stating your defense in writing, and serve a copy upon the undersigned attorneys for the plaintiff with 20 days after the service of this summons, (or within 60 days days after the service of this summons, if you were served outside the state of washington) excluding the day of service, or a default judgment may be entered against you without noticed."

This is exact word for word from the first page of this summons. I have gone over every page of this summons and not a single court date is even listed. No I have no called the court to verify this.

I would have to go to Bellevue to serve them being their office is in Bellevue. I live in Auburn. A good 30 mins or more away from Bellevue. With my present situation of not working right at the moment, I cant do much and im watching what traveling I do and where I go.

This will be in King County Court. Im not sure how far the court house is from me. I never needed to go their. I believe they are in Kent not to far from me.

sorry, im not use to all this legal stuff. I see what you mean as a summons being a lawsuit.

cellular · Posted: Mon Jun 23, 2008 8:53 pm Subject:

Are you in King county or Pierce? If you live in Pierce you can request that the case be dismissed due to improper venue.

You do not have to serve them personally, actually you might be prohibited from serving them due to a conflict of interest.

In answering the summons just take the questions that they asked and using the same format and answer them. For personal stuff like your name, etc, just reply that this is true.

In regards to the debt answer that you are unable to confirm or deny this information due to lack of information.

Posted: Mon Jun 23, 2008 9:18 pm Subject:

I live in King County.

How can this be considered a conflict of interest and if so, what do you recommened on how to serve them?

In going through the summons, I dont see them asking me any questions, I just see them stating that im reasonsible for that and the other.

Can I ask them to validate this information and bring further proof that this is my debt.

What about finding out if this CA has an actual license from the state of WA? Any ideas on how go to about doing this?

Posted: Tue Jun 24, 2008 10:43 am Subject:

First thing first, is their a form out their that I can use to respond to this CA which served me with a summons?

The sooner I get this done the better.

Posted: Wed Jun 25, 2008 2:52 pm Subject: Call from Debt. Collector

I just had to share this with ya all:

The debt company called and refused to work with me on setting up payments to repay the debt. They asked what I could give them and I said $50.00 up front right now but they refused to take it. So now I guess things are going to go to court and I will have to fight them their

Posted: Wed Jun 25, 2008 3:55 pm Subject:

You can send them payments, if they refuse any of them it will be very bad for them.

Steven Jacobson · Posted: Wed Dec 03, 2008 12:04 pm Subject: Suttell & Associates

I have a so called summons in front of me, the debt is valid, when i called to make payments, they asked what i could pay ($100) and the young man stated he could only go down to $125.00. so i guess i cant really complain since they dont call me or send me junk mail.
Concerning me and collections, I no room to complain as i have worked with a few collections groups who love sending paperwork.
so if you indeed made the debt and you know its in default, pay them and be done with it, try to remember your dealing with a sort of loan shark, failure only means more BS.

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