Takhar Group - Does this collection agency collect valid debts from you?
The Takhar Group is an association of companies that provide account receivable management services through Takhar Collection Services Ltd. They are a third party collection agency (CA) engaged in the purchase and liquidation of charged-off debt accounts. If you want to know what are the common complaints of the people against Takhar Group, glance through the sections below:
- Why do people have complaints against them?
- How do you know if the CA is collecting a valid debt?
- What should you consider as proper validation?
Why do people have complaints against them?
There are scores of consumer complaints against Takhar Group. Some of the consumers who were harassed by this collection agency have shared their experience with the DebtCC community. These are only a few of the complaints consumers on our forums have against them:
- They call about nonexistent debts: One consumer has complained that Takhar Collections claimed he owed a past due account from a particular company. But, he said, he never had any account with that company, and the debt was absolutely fake. Find out more.
- They call the wrong people: This CA is accused of making collection calls to the wrong people. One person said he received several calls from this company looking for people he did not even know. Get the details.
- They collect bills already paid off: One person alleged that the CA came after him to collect an old bill that he had paid off. He had the canceled check to prove that the debt was paid off, but Takhar Group collections kept calling him to collect the debt! Check out his story.
- They refuse to provide proof of the debt: One consumer said that the CA tried to collect a debt from him, but when he asked them to provide proof of the debt, they refused to send him anything in writing. Read in detail.
- They call people at workplace: One employer says Takhar Group collection agency was making annoying calls, looking for one of his employees. He told them to not call his office, but they kept calling. Find out more.
So, there has been a number of complaints against Takhar Group collection services, accusing them of collecting debts that are not only paid off, but are also fake! But how do you know if they are collecting a valid debt? Check out the section below to learn how you can find out whether the debt they are trying to collect is valid.
How do you know if the CA is collecting a valid debt?
The FDCPA allows you to ask for a validation of the debt the CA is trying to collect from you. You need to send the collection agency a debt validation letter within 30 days of the first time they call you. The CA can collect the debt only if they can validate it with proper documentation. If they cannot provide proper documentation, the debt will be considered as invalid.
What should you consider as proper validation?
Many collection agencies do not have any evidence to validate the debt. They often have only the most basic information about you and the amount of the debt. Thus, they tend to send you false documents for validation. They may send you a simple paper with "validation of debt" written on it or a computer generated form that looks like a billing statement. But this does not qualify as proper validation. The CA should provide you with documentation from the original creditor. A proper validation should include a copy of original agreement signed between you and the creditor, a copy of account statements or payment history from the original creditor, etc.
The CA should also provide you with details of the amount you owe in interest, fees, etc. and let you know how these fees and charges are calculated. You should not acknowledge that you owe the debt until the CA validates it properly. If you start paying them before they validate, it will be considered as an acknowledgement that you owe the debt or it may restart the Statute of Limitations (SOL) on the debt.
You can contact Takhar Group collection services at the following address and phone number:
Takhar Group address:
1623, Military Road, Suite 537, Niagara Falls, NY 14304
Takhar Group phone number: 1-888-246-3871
Some guy just called me at work, called himself Steven Brooks but I'm guessing thats a "working" name due to his accent. He was very condescending, demanding I pay bill right now for a past due Account - heres the rub, Ive never had an account with the company he claims! I tell "steven brooks" this and he is adamant I pay now or he is filing with my credit report. He tells me this is one final courtesy call, which I told him was pretty funny since its the only call Ive ever received. I told him theres not way on earth I was giving him a credit card number, hes just some guy that called me claiming a fake debt. Again he threatened with my credit report - I told him to mark me down as refusal to pay and Id go find this alleged past due account with the company he claims it is with. I wont pay one thin dime towards something I did not buy or receive. Then he insulted me and hung up on me. nice.
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They called me some months ago stating I owed $30 (ish) for Columbia House or some kind of DVD club. The person said they did not have to send me anything in writing. Conversation ended there.
Here is an e-mail address I have on file for them.
hsingh @ takhargroup.com
website: "www.takhargroup.com"
I have just recently experienced phone calls from this group. After calling 3 times in 3 weeks, they still have not sent me anything in writing, which they are required to do by law. I told them to quit calling or I would file charges against them. They are actually located in Ontario Canada and supposedly have an office in Niagara Falls, NY (just across the border). They do have a license in the state of New York for collections. There is a website to check if a debt collector has a license in New York (probably all states). They would not give their address or location, only a toll free number to call back. They tried to get me to pay a debt over the phone with bank information but still, like i said, refuse to send anything in writing. Do not deal with them under any circumstances unless they would happen to send you something in writing and you actually owe a debt. If they keep calling me I am reporting them to the Federal Trade Commission. I have a print out of my phone calls for proof that they have called.
I have dealt with these idiots multiple times myself. I have in the past had Columbia House accounts, as have a good portion of the American public, which is probably why they use that particular scam. I have had probably 5 calls total with these losers. The first time, I demanded they provide me with documentation of what speific items I neglected to pay for. I was told they had previously sent written communications to me and verified my address. I told then that if it was that important to them, then they could spring for one final round of postage, send me a letter and I would pay it if it was legit. They just called me again and said they mailed it out two months ago, but I have received NOTHING.
The funny part is, I rather like talking to them on the phone. It amuses me the lengths they will go to, expecting people to just hand over financial information. I figure it must work, though, or they wouldn't be doing it. A friend of mine told me not to waste my time dealing with it, but I figure the longer I keep them on the phone arguing with me, the less time that guy has to spend on the phone scamming someone else.
To anyone familiar with the law, what are your options for dealing with these people? Filing with the BBB seems to mean nothing. Anything else to do?
im am a sixteen year old girl who has been revieving phone calls from takhar group of companies for a debt for some CD's from BMG music that i "ordered" in 2005 when i was only 13 . they threatened to put this debt on a credit that i have never had and wont have until i turn 18 . he also said that they would call me every day for the next seven years if i did not pay...what shoud be done a bout these people ? ... i have been to many other sites that have people saying the exact same things about this company..one call i got was from Charlie Brown with a very thick indian accent... he said the managers name was Brad Dawson and he aslo had a strong accent...help!
im am a sixteen year old girl who has been revieving phone calls from TAKHAR services for a debt for some CD's from BMG music that i "ordered" in 2005 when i was only 13 . they threatened to put this debt on a credit that i have never had and wont have until i turn 18 . he also said that they would call me every day for the next seven years if i did not pay...what shoud be done a bout these people ? ... i have been to many other sites that have people saying the exact same things about this company..one call i got was from Charlie Brown with a very thick indian accent... he said the managers name was Brad Dawson and he aslo had a strong accent...help!
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I am going thru this with BMG and a diffrent CA for CD's my youngest daughter ordered. Unfortunately a parent is responsible for things like this. In your situation, I would get your parents involved. Harrassing a minor coould be construed as a criminal act. Have your parents contact Takhar. Have they sent you anything in writing? Did you order from BMG?
I have done extensive research on them. The address they provided is a UPS store. UPSstoreDOTcom can confirm it if you search by their zip code of 14304 The same thing is for the address in Laval, Quebec. They claim they have your SSN but won't confirm it, they send nothing in writing, and are calling for debts over 7 years old. I intend on finding out what the laws are in Canada and suing them there.
Yes they are registered in us not in all states though.i feel most of their work is being outsourced through india. they are basically located in canada and in NY they just occupy a dummy office. there isnt anything v can do abt it..but if they voilate any of the law just go ahead and file a suite against them evn if they thraten or harass u just record the call after informing them and use it .
just had a 25 minute convo with these fellas, they could not provide me anything in writing so i wouldnt cooperate. seems like a shady company for sure.
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