today i was served and it was very unusual and i'm wondering what i could do.
Let me start it off,
I was home having lunch with my family when someone knocked on the door saying they had a delivery for me. My mom answered and saw the guy was wearing a badge with "sheriff" on it. I asked whats up and he just threw some papers at me and asked me to sign a paper. I said, well hold on let me see the paper, and he responded by saying no, its just saying you're served, so sign it now. i'm from the courts. my mom then said, "you're badge says you're a sheriff of SECURITY, you're not with the cops.." he then said," i'm a sheriff of the courts" and when my mom and i asked for an id or a card with his info he left and said no.
I looked at the documents he handed to me and its from Machol & Johnnes, LLC and there's a official looking (Summons) document but no case number, not signed by a clerk, nothing.
it's Sunday so i can't call the clerk until tomorrow but i'm wondering if this is just a scare tactic? I recently tried fixing up my credit and i looked at my report and disputed everything, and so far only another company by the name of midland fund has called and I've never heard from these guys claiming to represent Cap 1. I did look at my report last time and i know that account was written "charged off".
i think for my state (Colorado, Denver) the SOL is three years, but the facsimile states i last payed my account in 09. I don't really remember.
what can i do? to be honest i'm a little shaky and the whole encounter left me worried..
oh yeah, maybe this will help but i owe, $1027 to them.
I did research past posts but no one every really discussed how it went or what they did at all? i'm hoping this post will become helpful not only to me but to everyone in this situation, i will write about what i will do and how it went, hopefully it does save someone.
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