I have a credit card account that went to a collections agency. I filled out the paperwork for them to arrangement payments for half of the amount owed. I realized that I never heard from them again after I received the letter from MCM saying I need to pay the full amount to them or they will take legal action.
Should I contact the collection agency I filled out the paperwork with or them to straighten this mess out. They want me to send them $500 to start payments but I can't afford that right now. I don't know what to do and don't want to be sued. We had some bad luck, and I arranged payment options with some other credit card companies. This is the only one that is outstanding.
Debt Samaritan
Posts: 16520
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Have you sent a DV to Midland? How old is the debt??
They are not going to negotiate a payment plan thru the mail...you are going to have to call them.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
The debt is mine so I haven't sent them a DV. I think it is only about 2 years old.
Thanks!
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