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 Posted: Wed Aug 08, 2007 10:38 am Subject: how do I pay this debt off? |
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I took a loan for 250.00.know it was turned over to collections.they have threatened to have me arrested for fraud if I didn't pay 1200.00 to kevin peterson he was using foul langaue to me calls my work and harrasses my superviser and my self,,,,know I don't mined paying the depth backI don't have the address to send the money???
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chas15223
Joined: 08 Aug 2007
Posts: 1
Debtcc Points: 66
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| Posted: Wed Aug 08, 2007 10:50 am Subject: |
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Welcome to the Community chas  First of all, they can't arrest you for fruad, and threateneing and using bad language, is against the law. Who is the company you are dealing with? Is is a payday loan? Tell us what state you are in and we can direct you with more info. You can get the address and send them a cease and desist letter, along with a debt validation letter. In the cease letter, put that you are not allowed to receive calls at work, and to cease communications with you, except via the mail..Keep us posted..KAren
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As long as you are alive, there's always hope
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Bossy4455
Moderator
Joined: 27 Feb 2006
Posts: 5360
Debtcc Points: 63562
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| Posted: Wed Aug 08, 2007 10:56 am Subject: |
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Do you know the name of the CA calling you? I can help you in finding their address. They seem to be violating the FDCPA laws while talking to you on the phone. They should not be using foul language on the phone. If you have already sent the cease and desist letter, they must not call your place of work anymore. Otherwise, they will be violating one more FDCPA law. You should check your state laws on recording the phone calls and file a legal case against them with your attorney.
If possible, try to find out the name of the original company with whom you have the debt. You can make direct arrangements with them, without dealing with the CA.
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Bony
Joined: 22 Oct 2005
Posts: 291
Debtcc Points: 4207
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