I got a call from a guy today, named harvey from spillman and spillman. They said they got my file from Titan Group LLC, a payday loan that ive defaulted on 2 months ago. He said he was sending a warrant for me to be picked up at work tomarrow. I never raised my voice once, but at first he was nice with me because I said I'd try and get the money. After letting my daughters dad know about the call... (his dad is attorney, and he is in law school) He said that there is SO WAY that there is any truth to this. Ask them to fax a copy of the information they have. I called and asked... and then he got rude, calling me a loser and such. My daughters dad spoke with him, and they arnt even a law office. He said they were "mediators" said that for a warrant even to be placed, a judge needs to sign it.
I obviously didnt default on purpose... I had my car break down and couldnt make ends meet. Of course this is my own fault... but I wanted to know if anyone had any info on this spillman group? Or had this problem with Titan group? I cant even find a phone number for them.
My loan was for $200, and they wanted me to pay $430 and change today.
THANKS!
Posts: 14395
Credits: 111402.77042814 Send message to paulmergel
hello,a couple of questions first.
what state are you in?
was this internet or storefront?
was anything debited or paid to this?
please supply the info requested.we can and will help here.
MN, it was internet.
And no, the first payment was returned to them.
I have no problem in paying, not even the $430. I will. They told me if I didnt pay by 2pm, they would arrest me. Thats something I dont want to happen.
Posts: 1674
Credits: 27721.7 Send message to PinkLady
It won't happen, you can be arrested for a debt and it's illegal for them to threaten you with that.
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp
ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL
WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI
WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
Posts: 17135
Credits: 158171.6 Send message to Shazzers
I think she ^^^ meant you CAN'T be arrested for a debt! :D
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
CLICK HERE to find a Creditor
Posts: 1674
Credits: 27721.7 Send message to PinkLady
OOOps..your right, I meant can't be arrested...Thanks Shazzers.
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp
ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL
WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI
WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
He also said they were getting the media involved because they wanted to make an example out of me. they said I was going to be arrested because I had more than one outstanding payday loan, and they could charge me with wire fraud. (I have 3 outstanding. All 200.)
Posts: 14395
Credits: 111402.77042814 Send message to paulmergel
again they are lying to scare you into paying.file AG,and FTC complaints against them.they can't and won't have you arrested.debts are civil matters.the only fraud commited was by them claiming your are going to be arrested.
does anyone have a mailing address for titan group llc?
Posts: 14395
Credits: 111402.77042814 Send message to paulmergel
efforting will try to have something soon.
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