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mikehen · Posted: Tue Jul 10, 2007 6:21 pm Subject: unexpected call

my wife got a call last night from this number 1-877-320-5615. If was a KC Scott. he said he was a lawyer and that my wife had a debt of 8500.00 from 4 years ago and if she did not make arraingements to pay if off tonight he would be forced to file a 1099c with the IRS or take us to court. She can't remember the name of the company but she did tell me that he also called her mother and got her all worried. My wife can't remember aything like that unless it was an old credit card. Can anyone help

Posted: Tue Jul 10, 2007 7:16 pm Subject:

If he files a 1099C, the only thing that means is that they are writing off the debt and in the eyes of the IRS that would be considered income. If they are forgiving it, that would not be surprising. If you do have to declare it on next year's taxes as income, then I feel that they wouldn't be able to pursue it.

mikehen · Posted: Wed Jul 11, 2007 5:35 am Subject:

So what should we do in this case. He said he was a lawyer and has my wife scared. I called the number and all I got was a recording for ext.
Thanks

Posted: Wed Jul 11, 2007 5:43 am Subject:

Do not panic. There are many people who pretend to be attorneys or collectors and harass consumers. You simply wait for the next call. The next time if at all he calls up then ask him the name of the collection agency he is working for, the original creditor, and the address for sending correspondence.

Posted: Wed Jul 11, 2007 7:30 am Subject:

That call is considered initial contact per Fdcpa and lawyer has five days to mail you a validation notice letter.Once you have address send them a dv letter certified return receipt mail and make them prove the legal status of this debt.I am currently drawing a blank on getting address info from that number.

mikehen · Posted: Wed Jul 11, 2007 4:17 pm Subject:

THANK YOU .

mikehen · Posted: Wed Jul 11, 2007 4:29 pm Subject:

Ok so I should just sit tight. Oh My wife said he did call oday and wants a call back tonight. Should I call him?

mikehen · Posted: Wed Jul 11, 2007 4:33 pm Subject: unwanted calls

wife said he called again today very rude on the machine

Posted: Wed Jul 11, 2007 4:35 pm Subject:

I would stay off the phone and continue to try and pin that phone number down. You are gonna need a address to mail the dv letter.If they are a semi-legal agency you will receive one,but I prefer taking the offensive approach.I have had no luck with this phone number so far.Please update your post if you receive any more numbers.

mikehen · Posted: Wed Jul 11, 2007 4:38 pm Subject: unwanted call

anybody out here

mikehen · Posted: Wed Jul 11, 2007 4:44 pm Subject: unwanted call

same number 1-877-320-5615
said case # 390956-07 would that be a lawyer?

Posted: Wed Jul 11, 2007 4:49 pm Subject:

That case# could likely be just your account# or how they identify the account.

Posted: Wed Jul 11, 2007 6:10 pm Subject:

Record these calls if legal in your area. Nine times out of ten, you weren't speaking with the lawyer. These firms have phone banks usually, and you wouldn't be singled out for the attorney to call himself. This is fraud and a violation of the FDCPA. I would say that the "case number" is a violation as well. No complaint has been filed, but they are making appear that a complaint has been filed against you with the court. Complain to the Bar Association where the lawyer is located as well. By being rude and making threats, etc., he has violated the Professionals codes of almost any state I can think of (whether you were actually speaking to this attorney or not, the acts were done under his supervision).

jenndima · Posted: Mon Jul 30, 2007 10:19 am Subject: I recieved a call 877-320-5615

it wasn't about me, but they gave me some bogus name they were calling in reference to this person and that that person listed me as a reference? what should I do??

undub · Posted: Fri Aug 24, 2007 6:30 am Subject: 877-320-5615... i think is a scam

while this is the number they are handing out to everyone, check youre caller i.d. the number we had come up on the caller i.d. was (757) 368-3626, which is listed as a residential. when i called in reference to my supposed debt, i was met with a real a**hole!!! at first he was cool, but soon as i started questioning the name of the company they work for and why the number i was originally contacted by was a residential, i was hung up on! sounds like a bogus scam to be. gonna contact the "better business bureau." i suggest anyone involved do the same. something smells fishy!

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