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Posted: Fri Jul 25, 2008 2:10 pm Subject: Does anyone know this # (805) 204-0039

I received a phone call today from this number. I don't even know the name of the company. The gentleman I spoke to read over the phone a legal affidavit against me and said that on Monday there will be a judgement against me for not paying back a payday loan. All the guy told me was that US National Bank was the creditor and he couldn't even tell me what payday loan company it was. He had all my information address, SSN#. He said that the sheriff would be picking me up from work and taking me to the courthouse on Monday.

I have never received any certified mail in regards to this. The guy on the phone said that legal affidavit stated fraud and something else. I asked him to email me what he was looking at and he said he couldn't. He told me that the payday loan was for $300 and now I would end up owing over $5000 which includes fees, interest and attorney fees. I told him I don't have an attorney.

I need help, I am really scared and I don't know what to do. The guy said that US national bank sent emails to me and I have never received anything from them. Then the guy told me that us national bank sends emails differently not using the name.

Could someone help me

Posted: Fri Jul 25, 2008 2:26 pm Subject:

If you have actually been sued, you should have been served with papers--and email doesn't count. You can't be arrested for an unpaid bill. Hopefully, someone else will be along soon with further advice!

Posted: Fri Jul 25, 2008 2:53 pm Subject: reply

the thick accented doofus squad strikes again.don't worry you
will not be arrested period.one question though,do you recall
having any pdl's mainly from the internet.by the way there is
no US NATIONAL BANK.the mope who called you called from india.it is my experience with these knotheads not to talk to
them at all.it only encourages them further.one member researched and found it is a scam,trying to collect old pdl's.

Posted: Fri Jul 25, 2008 3:10 pm Subject: Scam from India

Yes all of my payday loans were from the internet. The one thing that the guy said on the phone was that the reason why I didn't receive anything certified in the mail was because I applied online and it was paperless.

Posted: Fri Jul 25, 2008 3:15 pm Subject:

805 area code is the central coastal/inland area of California, not India?

Posted: Sat Jul 26, 2008 6:36 am Subject: reply

smo,these places have a way of calling from out of the country
and making it look like it came from inside the US.other threads
posters speak of calls from US NATIONAL BANK showing from
TN,MI,NC,NY,FL,CA,among others.trust me on this they are in
INDIA,and are a scam.

Posted: Sat Jul 26, 2008 6:56 am Subject:

CID Spoofing is illegal when concerning tele-marketers but is a deceptive trade practice under FCC guidelines. Unfortunately, it's hard to go after someone in India for the violation.

Since everything was "paperless" then there would be no voluntary wage assignment and in order for a judgement to be placed, they would have to take you to court. Doubt that would happen on Monday (maybe sometime around the 12th of never)

Almost Caught Me · Posted: Mon Jul 28, 2008 11:06 am Subject: US Natl. Bank 805-204-0039

Just this morning (7/2 Cool

, I, too, was contacted, allegedly by US Natl. Bank, phone number 805-204-0039. Same deal about an affidavit, people coming to take me to my court date TOMORROW. I was suspicious immediately because I've never even applied for a payday loan, and I grilled the guy unmercifully. He said his title was affidavit processor, that his department didn't have a supervisor I could speak, and that he couldn't give me a phone number for US Natl. Bank because I'm "convicted." Jeez. Then, with his almost-impossible-to-understand Indian accent, he told me his name is Steve Matthew. Gimme a break! I was upset and so immediately got online to find info about all this. A Google search brought me to this website, and here I am (feeling much relieved!) What I want to know, though, is where do they get all the info about those they are trying to scam? He had at least the last 4 digits of my s.s.#, a former name of the company I worked for, and the name of the bank where I have my accounts. Scary!

Posted: Mon Jul 28, 2008 11:28 am Subject:

have you checked your credit reports to see if there were any collections out there? Maybe you were a victim of identity theft?

Posted: Tue Jul 29, 2008 1:01 am Subject:

Yes, smo65d11 is very much correct. It seems that your are a victim of Identity theft. You can go through 5 Steps To Take If Your Identity Is Stolen for getting out of this mess.

Slightlyupset · Posted: Tue Aug 12, 2008 5:48 am Subject:

I was contacted by US National Bank scam artist as well who went on and on about how I got a pdl in 12/07 which was not possible I was in the middle of a interstate move and did not even have internet access at the time so I ask for the number which of course he could not give me he kept asking questions like am I in trouble with the law blah blaha and he had the last for of my social and the last four of my bank account I think I am going to follow the advice of what to do if my identify was stolen becuase my husband contacted the sheriff and he told me if they call again tell them you are filing harrassment charges and then hang up and file a report. The guy got off the phone with me after Ikept asking for information becuase I did not take this loan out and he said I will have to prove it in court and I told him see you in court then and hung up.

Posted: Tue Aug 12, 2008 6:11 am Subject: reply

good for you my friend,now they will call again.do not even think about talking to this mope.you handled it great now just let him swing in the wind,because he will call again.your response was good,but it didn't discourage him yet.

Guest · Posted: Tue Aug 12, 2008 3:07 pm Subject: Pay day loan scheme

I received a phone call today from this number(818) 530-1886. I don't even know the name of the company. The gentleman I spoke to read over the phone a legal affidavit against me and said that on Wednesday there will be a judgement against me for not paying back a payday loan. All the guy told me was that US National Bank was the creditor and he couldn't even tell me what payday loan company it was. He had all my information address, SSN#. He said that the sheriff would be picking me up from work and taking me to the courthouse on Wednesday.

I have never received any certified mail in regards to this. The guy on the phone said that legal affidavit stated fraud and something else. I asked him to email me what he was looking at and he said he couldn't. He told me that the payday loan was for $300 and now I would end up owing over $5000 which includes fees, interest and attorney fees. I told him I don't have an attorney. If this has happen to someone else please tell me where to start on getting help.

Guest · Posted: Tue Aug 12, 2008 8:33 pm Subject: U.S. National Bank Fraud

received a phone call today 8/12/08 from this number(818) 530-1886. I spoke with gentlemen named Matthew who he was calling on behalf of U.S. National bank started reading over the phone a legal affidavit against me and said that on Wednesday 8/13/08 there will be a judgement against me for not paying back a payday loan. He had all my information address, last four of my SSN#. He said that the sheriff would be picking me up from work and taking me to the courthouse on Wednesday 8/12/08. I did contact Lancaster Texas Police Department and filed a report and was advised that if they come to my resident or job contact them or near police department and don't go with them.

I have never received any certified mail in regards to this. The guy on the phone said that legal affidavit stated fraud and something else. I asked him to email me what he was looking at and he said he couldn't. He told me that the payday loan was for $300 and now I would end up owing over $5000 which includes fees, interest and attorney fees. I told him I don't have an attorney.

Guest · Posted: Wed Aug 13, 2008 1:18 am Subject:

There is no US National Bank, tell him that you are recordeing his conservation for an attorney, they will not call you back. BTW you can't be arrested for a debt.

Guest · Posted: Wed Aug 13, 2008 10:09 am Subject:

You really ought to record their calls if legal in your state and turn it over to your state Attorney General's Office and the Federal Trade Commission. I'm sure they will find the recording quite interesting.

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