I did the same thing with bodog - disputed it because it showed up as *crap* on my cc statement. they can go to hell... i disputed, won. they sent it to JMC who calls about once ever 3 mo's... it's only $500 and i guess they don't have much time for it. the message is always meek and pathetic... and lord knows they aren't going to take someone to court for 500 or a 1000 bux. they can go scratch.

If they won't pay out when people win but wish to pursue when people owe them that lends more credential to those who have said that it is a scam, at least so it appears to me.

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Hi,
I am in a similar situation with JMC. Can you give me an update to if the info went on your wife's credit report and what happened?

Thanks!
Jo Smith

Hi,
Can I have an update to what happened with your wife's credit?

Thanks,
Jo

Dont pay JMC. Trust me they cannot do anything. I owe them and they finally quit calling. They wont even answer my emails. Just tell them you aren't going to pay and they well eventually leave you alone.

did jmc get to anyones credit report

I also feel that if you know you owe the debt, pay it. If you don't owe it, dispute it. Now the huge fees and fines are another matter, but the original debt, do whats right. IMO of course!

no I posted here over a year and a half ago jmc trying to collect on gambling debt is wasting time..dispute the debt !!!..demand validation!!!!!..validation will never happen!!!! and showing up on your credit report will never happen!!!..if an illegal gambling debt shows up on your credit report wow..mars has people building houses and inhabiting I think lolroflmao!

Exactly, with the UIGEA and the stiff penalties that come down on US banks, credit card companies and such, they will threaten you but they can't sue you.

If a debt collector sues you for a gambling debt or puts it on your credit report, you can have it thrown out immediately. You can't sue someone for a gambling debt unless it was in a ca$ino and you own that ca$ino. If it is offshore and falls under the UIGEA and the SAFE port act, The bank who allowed the transfer is in some deep doo doo. Where talking huge fines, so they won't bother.

if gambling sites break the law and allow these transactions and code them differently other than gambling debts they should get hosed over and over again..aren't gamblers in a category of "Bad Pay" to begin with? Why should they pay if it was an illegal transaction and they change their mind about honoring debt? These sites should stop processing these illegal transactions and identity fraud and remorse would not come into play STOP PROCESSING THE ILLEGAL TRANSACTIONS!!! HELLO?!!!!!!

I paid for the item and closed they account (it was not for gambling). But they seem to be very smart and know that it was a years ago and you don't have receipts for them. How can they be stopped, if they do this?

the topic above was about on-line gambling and illegal attempts at collecting the illegal debt ===above Jason post from 2008 is not very smart?

this call collector josefh creed 2165881139 calling me last 5 years i encourge people to sue this company for damages . even if you them money the not allowed to harass people it seem that this bill collecator do what the wish and only if the pay the might stop they located in ohio use differenet dirty tactic

If you want the full details on how to dispute unauthorized transactions, and you're a problem gambler, you can go to my blog: gamblerslifeline.blogspot.com

People talk of personal responsibility like its a merit badge. The funny thing is, 95% of people have some sort of vice...$ex...drugs...alcohol...tabacco...or maybe gambling.

I love how the cretons come out of the wood work when someone mentions disputing a gambling charge...what they fail to realize is the compulsive gambler never should have been put in that situation in the first place had the laws of the United States been followed by foreign online gambling sites.

I look at it as a price of doing business in the US. You try to take advantage of people with a compulsive gambling disorder by breaking the Unlawful Internet Gambling Enforcement Act of 2006, you do so at your own peril, and know that the chargebacks will be coming.

If you want to get your money back. Here is the summary sheet:

1) Contact your credit card company/bank and tell them the company "posing" as the online gambling company is illegit. If they ask what the charge is for, tell them you don't know. It's the 100% truth. Most online gambling site's put up a front to get their unlawful transactions processed by US financial institutions. They will call themselves jewelry stores or pet stores, etc.
2) Your bank will probably make you sign an affidavit to that effect. You can sign it without worrying about committing perjury because:
a) You don't know who the company is, nor did you authorize them to charge your card
b) You've never purchased anything from them nor done business with them
c) When you asked your bank for what their merchant detail was on the transaction, it was probably anything but online gambling, which IN FACT, is the only charges you authorized around that time.
d) Most online gambling sites don't charge the exact amount they credit your account with which is another discrepancy.

So the only thing you know is that you have a charge on your credit card from a company you don't know that has an amount similar to an online gambling site charge that isn't there?

With most financial institutions, like Citi, you can be entirely upfront with the folks in their fraud department, and you don't have to worry about committing any type of credit card fraud. They say honesty is the best policy. If you are worried about it, tell the call center agent that you don't recognize this company, but you did try to send through a charge for online gambling. When the online gambling merchant code description doesn't match up with the high end pet jewelry on your statement, you're in the clear, AND you can sign an affidavit to that effect.

Financial institutions hate dealing with online gambling sites as much as anyone.

Wow, did you write that in one sitting? "Take advantage of people with a compulsive gambling disorder"?! How is 'gamble all you want but pretend you ordered jewelry so you don't have to pay' not taking advantage of people with a compulsive gambling disorder?! And encouraging internet fraud in the bargain?!

With this kind of "helpful info" I don't even want to *see* your blog, much less read it. But I checked it out anyway. I like the 1 post style with no profile and I wonder how long it'll take Blogger to yank it.

Almost (if not all) internet sites have a corporation with another name. The corporation is a physical entity for tax reporting purposes, a website is a "slice of cyberspace". The company that owns the website will usually be down at the bottom (the copyright notice or the Privacy Statement). (If they are a member of BBB, the BBB records will have the corporate name on it - such as this site). Ignorance of the law is NOT a legal defense, plus your charge receipt will have the name of the company on it. (My uncle does Bodog, and was when that law was being passed, it is listed as *entertainment*).

MY OPINION:
And also, the argument that you can't control gambling is nonsense - not to mention self-defeating - and is nothing more than a flimsy excuse at self-justification. Bo oze, dr ugs, etc, *are* addictions because they physically affect your brain matter thus physically making the brain require more in order to pull on the same receptors. A gambler just needs to get a life and quit blaming everyone else for his/her weakness and making poor attempts to make themselves feel like victims for pity points.

Bush had no business passing this bill and its repeal is still being hashed out. It's a dumb law that is a waste of effort and a waste of money. It's especially insulting when you consider the Indian cas inos (which clearly *are* a rip-off, you might as well flush your money down the toilet - you'll lose it just as fast) and Vegas and Atlantic City, etc. etc., etc, ad nauseum. Not to mention state lotteries. What nonsense. What more could you have expected from Bush? Most of the large online gambling sites are foreign, meaning that hoards of money isn't sliding down someone's greasy palm into their waiting pocket.... Unlike the land-locked gambling joints who don't like the competition...

"Will ban end Internet gambling? Don’t bet on it.
Bill may win political points, but $12 billion industry can work around it"
"http://www.msnbc.msn.com/id/15240569/"

It "include[s] exemptions for horse racing, lotteries, fantasy sports that offer cash prizes and tribal gaming." Like FANTASY GAMBLING that offers you PRIZES based on POINTS!! See? Another bloated wasteful nonsense law....

__________________
FRAUD: RECOGNIZE IT. REPORT IT. STOP IT.
Rip-off companies - FTC.
Phone harassment by Debt Collectors - FCC.
Banking issues, like ACH problems - OCC.

Typical. You haven't got the slightest clue of what a gambler goes through because you haven't been there (obviously).

Gambler's HAVE a physical condition that encourages the addiction. Dopamine receptors in the brain are triggered to an exaggerated extent when a compulsive gambler, gambles. The reaction is very similar to what many DRUG USERs experience.

So before you start talking out of your arse and down to people, try educating yourself first.

And the only internet fraud that occurs is the cas ino misrepresenting their merchant code. A direct violation of the UIGEA. If the cas inos want to break the law to take advantage of people, I say screw em. I used the technique mentioned by GamblingLifeLine, and got back $1000. It works! Chrys probably just works for the online cas inos or is an affiliate, why else would he get so pissed?