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 Posted: Wed May 21, 2008 5:46 am Subject: Is there a time limit regarding debt validation? |
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Is there a limit as to the time that I have to ask for debt validation? It is past the thirty days that was stated at the bottom of the letter but I feel that if I ask for validation there will be none from this collection agency and perhaps I can get them off my back. By the way, I feel this account has been over paid by more than $1000.
Thank you
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jps559
Joined: 07 Sep 2007
Posts: 14
Debtcc Points: 453
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| Posted: Wed May 21, 2008 6:04 am Subject: reply |
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they cannot call,all collection activity must
stop until they can properly validate.there is
no time frame for this,but once they receive your DV letter they cannot attempt any collections
at all.
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paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 2833
Debtcc Points: 10492
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| Posted: Thu May 22, 2008 3:34 am Subject: Is there a time limit regarding debt validation |
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Thanks for the reply. I will see what happens when I request validation.
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jps559
Joined: 07 Sep 2007
Posts: 14
Debtcc Points: 453
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| Posted: Thu May 22, 2008 3:51 am Subject: |
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And, do send the DV letter through CRRR, so that you receive a signed receipt from them. It'll come handy in future if you ever get challenged by this collection agency.
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shelly
Joined: 20 May 2008
Posts: 8
Debtcc Points: 104
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Shazzers
Moderator
Joined: 05 Dec 2007
Posts: 4333
Debtcc Points: 27521
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| Posted: Thu May 22, 2008 4:35 am Subject: ca |
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Ok...the 'Validation' thing again. Even if the CA CAN Validate debts, I've ACTUALLY heard of CA's getting BOGUS Validations, ya know? If this DOES happen, and you KNOW the Validation is bogus, what do you do? You can't really proof it.
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sdchargers_63
Joined: 08 Aug 2007
Posts: 963
Debtcc Points: 10185
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| Posted: Thu May 22, 2008 6:30 am Subject: reply |
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what i meant was there is no time frame once they
receive the validation letter.the 30 day window
is from the date of the dunning letter.no time
frame is the collection agency,if they can't
validate they cannot collect legally.
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paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 2833
Debtcc Points: 10492
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