gonna be difficult to get your money back,but take it as a hard lesson.never just pay a voice over the phone.research the FDCPA online.a legit collector will most of the time send a basic collection letter,and not engage in illegal threats.
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giving hope to the hopeless,help to the helpless,and hap to the hapless.
This company also goes by Capital LLC. They are harassing me also. I reported them to the FTC on March 30, 2011.They phoned a seasonal employer of mine and informed them that they need to serve me legal papers. This is against the law. I have contacted our state attorney generals office and our consumer complaint dept. They don't seem to be licensed in my state to do business. When I asked for their business license # the gentleman became very agitated and finally hung up on me. Someone needs to shut this place down. I am glad I'm not one of their employees (talk about stress).
These guys just served my legal papers. I have not picked the papers up from the sheriffs department yet. I tried calling them back, but they never answered the phone.
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