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11-04-2008, 11:43 AM

I also received a call from these fine folks today. The little chippy that called asked for "Ummm Miss Johnson" which is not my name. I said "I'm sorry, who are you calling for?", then she got the LAST name correctly. HER name is Miss Johnson. I asked who they represented, she said noone, they represent themselves. I asked her to tell me what issue or account she was calling about, and she started telling me that she could see exactly WHY I am in the situation I am in and that I needed to BE QUIET and let her speak. I then asked for her supervisor, to shich she replied I am the supervisor. I asked for a manager and she said, apparently to someone in the background, Oh I'm getting nowhere, we're gonna have to subpoena her. She then hung up on me.
I WAS LIVID, so I immediately did a google search and came to this blog. I called the phone # listed in a post above, thank you for providing this, and asked for a supervisor. When I was connected to Ms. Robinson, I explained the call that I had just received. Turns out, they weren't even calling for me, they were calling for my mother. I told her that I would contact the State Attorney General if one more such call came through on my telephone, and that I would deliver a message to my mother. For what it's worth, she was extremely solicitous and admitted that the conduct was completely unacceptable. So, now I sit and wait for yet another call from these miscreants! Thanks to all for posting here, it helped me a lot to know that this is their usual tactic. I will keep you posted as to further activity, as there will no doubt be some.

11-07-2008, 02:18 AM

Guest, GO BLOW OFF SOMEWHERE ELSE!!!!!!!

12-03-2008, 09:54 PM

This guy named "Adam Cain" called and threatened to sue me and to contact my employer. When I told him I didn't believe that he would sue me and pressed for why he would notify my employer, he got increasingly angry and loud.

He refused to send me mailed information about my account stating he would only send me a fax. He then said that I could confirm my debt on their website, but the account wasn't listed. Now it's posted but he still refuses to send me any written information, just wants me to give him my credit card or checking information.

Yeah, that'll happen.

Thanks for the advice I will send HIM a fax tonight.

12-16-2008, 08:23 PM

i recieved a call from a guy named mike holmes who had already called my grandmother and mother stating he needed to get this matter solved or i was going to jail. i called the number that was left and mike said i owed a dept of 298.00 an had to pay back 650.00 through him for ace cash advance from 2005 he called from number 404-965-0007 this is the 2nd time this has happen to me i wish i could see these fools in person because i would wax that **** anyways dont trust these stupid ****people.

****Adult term removed - Jason

12-17-2008, 01:30 AM

Area code -404- is the Atlanta area. You can't be arrested for a debt. PaulMergel can help you reply to the scumbags.

kailasaicheck20 · 12-23-2008, 07:46 AM

OK...
About 2 weeks ago, I just so happened to go to my parents house to visit. My mom had told me I had a message waiting and said it was not a good one...I listened to it and it was from a Douglas Smith..I dont remember who she said she was with but she represented Ace Cash but was located in Georgia. She left her number...(678)369-4703 and told me to get in touch with her asap because it was about a pending check fraud case agaist me when I got a loan from Ace about 2 years ago for $100 and was unable to pay it back. So the next day, I called her up and she said there was a pending case for check fraud against me and that she had 48 hours to talk to me and make a judgement on what should happen. She said I now owed them $252.00 and said she would have to have my credit card number or a prepaid debit card number as a way of payment. Well, since I dont have a credit card, I gave her my prepaid debit card number...and said that I would put the full amount on the card on the 27th of December. She said ok that was fine and told me to give her a call the day before just to verify that the funds were going to be on the card. She told me that she didnt want to have to press charges, so thats what the courtesy call was about. Well, I have been getting kinda suspisious and whatnot, so I decided to google about whether or not they can really press charges and I have found a bunch of stuff on them from other people who have posted about Ace. And then today, I tried reverse looking up the number and I found that the number was unlisted but it was a landline....Shouldnt places such as who was calling me be listed? Her name was Douglas Smith. What should I do? Believe her and pay the funds so I dont get arrested or ignore her because she might be a scam?

12-23-2008, 08:02 AM

IGNORE HER!!!!!!! DO NOT PAY THEM!!!!!!!!!!

When she calls back ask for her address so you can send a debt validation letter to them. I BET they will not give it to you. As a matter of fact, when you ask for their address, she will get pissed off and most likely hang up on you OR she will say that if you do not pay, you will be put in jail, have the cops come to your house or other threats.

DO NOT FALL FOR IT!!!!!!!. If she does not give you their mailing address so you can validate the debt hang up on her and do not ever talk to them again. If she threatens to put you in jail or to call the cops on you call your local police department and file a complaint against them. Give the police the phone number and have them call for you to confirm the threats.

12-23-2008, 08:05 AM

Oh yeah also ask the name of the company she works for, I bet you do not get that from her either.

kailasaicheck20 · 12-23-2008, 08:08 AM

yeah...i figured that its all a scam but at the moment, I was scared shitless! I just got married and whatnot, I really dont wanna have to worry about going to jail! I thought it was funny...cuz if they really were a company, when i searched the number, wouldnt it have come up with a company name?

12-23-2008, 08:11 AM

One last thing ask her if she is a big fan of CSI Miami, or maby X-Files.

Douglas Smith is most likely an alias she uses. They get these from a favorite tv show usually.

kailasaicheck20 · 12-23-2008, 08:15 AM

lol...for real? Do you know any characters with a Douglas Smith in them? thats really funny...here I am worried to death and everything cuz I got a whack job calling me from 1,000 miles away saying she is gonna put me in jail who calls herself a freakin character from a TV show. I love it! Dont ya all just love the world we are in?

12-23-2008, 08:24 AM

OK from what I have looked up both on whitepages.com to get a general area of where the phone number is from. I then went on google earth and it is a residential house that this number is associated with.

I have been doing some investigation lately and I see these debt collection firms doing work from home jobs. People sign up and work from home, they then call people who owe debts and if they collect, a portion of the debt goes to the collectors and the rest goes to the person who collected the debt. That MIGHT be the reason you are getting these calls.

EITHER way do what I said above. do not pay them one red cent until they validate it.

12-23-2008, 08:28 AM

The calls are coming from the area of Hutchens RD SE Atlanta Georgia 30354 from what I see.

Yeah it is pretty pathetic what they do. But we can't be too sure that is the case. You would have to call her today and ask for the company she works for and their mailing address.

12-23-2008, 10:05 AM

yeah...i dont have a phone at the moment tho so i will have to give em a call on thursday when she told me to...she had called my moms house previously...I cant believe this...so are they able to have me arrested?

12-23-2008, 03:44 PM

No you cannot be arrested for failing to pay a bill. It is a civil matter, these people just love to threaten others in order to get money out of them.

It is called extortion.

01-09-2009, 06:51 AM

First of all I want to say I love my job. Let somebody that knows tell you a fantastic story about this debt collector.

My client just got a settlement letter from her attorney indicating that they wanted to settle the case. A few months back my client got a phone call from one of the collectors from this debt collector. The agent did in fact do much of what several of you have complained about. The agent said a warrant would be issues for her arrest if she didn't make good on a check she had written to Ace Check Cashing. The agent was very abusive and made several other threats to my client.

I could go on and on here but I won't. My job is helping people file lawsuits against debt collectors. I am a referral agent for an attorney who gets the job done. The particular debt collector is one of the worst of the bottom-feeders I've seen for a while. I wish they would call me on something I would love to have the money.

Debt collection is a business and one blogger was right. If its run correctly there is no reason a debt collection business should not be allowed to operate. My problem is I have a problem with a company paying a few cents on the dollar and them trying to collect the full amount. A mark-up on a product or service is okay. However, to expect and on top of it in some cases threaten, harrass, or lie to a consumer to try and collect the cash is just wrong.

Well I started this by saying let me tell you a fantastic story. So, here it is. Vandenberg screwed up and is paying the attorney for my client $5,000 for a check to Ace for only about $300. During the past few months Vandenberg sold or assigned the bad debt to another bottom-feeder out of New York. Guess what??? Here is the cool part... This new debt collector called my client and said they were collecting on a judgement for a check from Ace. Guess what? No judgement was ever entered. A lie. A debt collector must be honest in dealing with you. In addition I contacted the debt collector and during the conversation I asked (6) times if they were a debt collector. Finally they admitted they were. That was funny also because the so-called person I was speaking to was suppose to be a manager in charge of the floor. So he violated the law by not identifying himself. In addition he threated to take my client to court if she didnt' pay the debt. I told him point blank she was not going to pay the debt. Then is when he said they would take her to court. I reminded him that threating to take somebody to court and then not doing it was another violation of the fdcpa. Just to add some icing on the cake I'm going to wait (5) days and then contact the attorney. I'm pretty sure they will not do the (5) days after the initial contact with the debtor thing.

Well thanks to all. That's two lawsuits in the bag over just one $300. check to Ace Check Cashing.

By the way I'm looking to put together a class action lawsuit against Vandenberg, Chase, and Associates. Please contact me personally with your story.

P.S. Please stop talking about putting these kind of places out of business. I get paid from companies like this. Have a heart...