404-965-0007 - is this number from Vandenberg chase & Associates?

well they almost got me, I was cohearsed into getting a WalMart VISA card the reloadable type and they would withdraw $100 a month but then I decided to have them send me all of the details via Email and they never did so. I will be cancelling the VISA card ASAP. Good luck people

In response to my last post...I'm actually suing them for violating the FDCPA (the idle threats, lies, and NEVER saying even once "this is an attempt to collect a debt ,and any info obtained will be used for that purpose"...yes folks, that is a required statement, by law). I've got a great attorney. Nice thing about my lawyer is that he doesnt charge me; he adds the attorney fees/filing fees/etc in the settlement amount when he files. He wont take a case unless he knows that he can win it, cause he doesnt want to NOT get paid. My paperwork was filed on Monday, and they should be served any day now. Since the filing, I've only heard from Vandenberg/Chase/Assoc once...that was this morning, and they were SWEET AS PIE; when I (at the advice of my attorney) told them, once again, that I just dont have the money right now, they told me that it's going to have to be referred out. I guess they're assed out of their fee...well, they're about to be assed out of another $3-5K too! Jerks. If anyone on here getting these calls is living in Colorado and is interested in suing, let me know and I'll get you his website.

VC&A have told me several times they will mail me something out and I have not recieved a thing in the mail. I even gave them my email and still nothing. Has anyone ever been served papers by these scum bags?

"It is interesting that you all talk about fraud and scams on this post but you have outstanding debt that you have failed to pay. Isn't it fraud to sign a contract with a company telling them you will pay them at a certain time then hide, disconnect your phone and refuse to pay your bills? If you honoured your obligations you would'nt have companies like this calling you. Stop being deadbeats and pay what you owe."

Now guest debt collector here is the rub...No one owes you jack shit. You chose to buy a bad debt for a penny without being able to validate so that is on you dumbass.

I would never (I suggest no one does) pay a junk debt collector because it makes no sense. The OC won't take my money and you can't prove I owe you any money so you are SOL and I don't mean statute of limitations either.

And yes I have been sued (twice) and won both times pro se to boot because all of you guys are stupid, uneducated idiots. I have also gotten their hits on my credit report take off as well.

Hi webmaster! ova

They contacted me today also, my story is the same as the rest- They scared the crap out of me- i didn't give them my card number, they told me i had to call back by tomorrow morning-What can i do?

tell them you will not talk to the again until they send something in writing.

btw i deleted guests posts.do not call people deadbeats here humanoid.that is fastest way to delete city.

I just recvd a call from a MS Ford (dont they have real names) that stated I attempted to be malicious and defraud the bank by committing check fraud. She said this was a felony all for $500.00. UMMM last I checked a felony was $5000 or more. But anyway she demanded that I call her back and gave me a direct line 877-833-2677 x 1017. Has anyone ever been sued by these people for real???

I have a question for anyone out there. I did a no fax pay day loan 4.5 years ago as I lost my job. I made the weekly payments of $200.00 and in all honesty I did not read the fine print as there was quite a bit of interest and with no money coming in I ignored it. Now fast forward 4.5 years later and the firm of Vandenberg, Chase & Associates leave a message stating that there is a warrant for my arrest for check fraud. I called them yesterday evening and they were extremely aggressive and said I would now have to pay 200% of what the debt was which was over $1,100.00!!! I told them that I would like to arrange a payment plan of $50.00 to resolve the debt and was told that they needed $314.50 in order to start the process. I asked for them to mail paperwork and they said they would once I made my initial first payment. I was hesitant to give them my checking account information and they said to go to Wal Mart and get a reloadable MC/Visa. Does anyone have any thoughts or advise to give me on this? Please help and thanks so much

DO NOT...I reapeat...DO NOT give the people any information. I recived a call yesterday morning form Oscar Wells from VCA asking if I knew "(my neice's name)". I said yes and he in turn informed me he was calling to say she used me as a co-signer for a loan on No Fax Pay Day Loan.com in the amount of $500 and would be willing to accept $320 to settle the debt through me. I told him I knew nothing about this loan and would contact my neice. After letting it sink in a few while sitting here nursing a broken leg I called him back and told him I needed more info. He told me where the loan was out of, the address given for my neice, the address given for me (although I have not lived there in 7 years) and the first 5 numbers of my SSN and that it was a felony so I should really get on the ball with this. I went about my day. Did not call my niece so as not to upset her. She had given birth to her first born just 4 days ago. He then called me back later in the day while I was having visitors and told me that I would be arrested if I did not get in touch with my niece and that most people would have been moving on this a long time ago. It was 6 hours since his first call!! I told him I was not making any moves and he should send me whatever paperwork he could provide to prove that I co-signed for this loan. He said that he would not be able to help what would happpen next and I said goodbye. So far today ...no phone calls. I intend to report to all aggencies and ignore all further calls.

Hi Key lex contact me if u will? VC&A is full of hot air

I am from Texas and I had a similar problem with another company, but I didn't think I could afford an attorney and I wasn't even sure if I could do anything. A friend gave me the name of an attorney that helped her with another issue in San Antonio...I am from Austin. The attorney's name was Brian and he was so nice to me. He told me that almost everything debt collectors do is illegal and so he sued the company for me. I never received another call from them and he got me a good amount of money. I would recommend this path to anyone. He said that not many attorneys take cases like his, but they do and that it usually works out better than filing complaints with the government. I will recommend him for the rest of my life; I was so sick with worry for such a long time.

OMG! So glad I found this site. These people called my mom and about gave her a heart attack. Told her I had committed a felony and "attached her name to the case". WTH?! This poor old woman almost lost her mind. Called me frantically yelling about call this investigator Officer Wells. I listened to the message and he actually said Oscar Wells (but I'm quickly seeing they're giving different names to everyone). This had to be the same bullying guy. Profile fits him to a tee.

I even called this place and got a voicemail that stated something about "you've reached investigations, if you've received court notification...blah, blah, blah...." The ghetto woman at the end of the message states "Good Luck to you" HA! Not have a nice day or thank you for calling but another thing to try and scare you. Such bullcrap!

I just wanted to add this interesting info that I found on the Better Business Bureau's website regarding VCA. Apparently they only have 12 employees...so the million and one names that we have received can't all be real! I'm willing to bet Mr. Anthony Smith is the bulldog that gets on the phone with the major threats...lol


Business Contact and Profile
Name: Vandenberg, Chase & Associates, LLC
Phone: (404) 249-1099
Address: 2870 Peachtree Rd NW Ste 492

Atlanta, GA 30305-2918
Website: vcacorp.com
Original Business Start Date: February 2008
Principal: Mr. Anthony Smith, Director of Operations
Customer Contact: Mr. Anthony Smith, Director of Operations - (404) 249-1099
Incorporated: February 2008
Employees: 12
TOB Classification: Collection Systems
BBB Accreditation: This organization is a BBB Accredited business.

Thank you! I got a call from them today, but did not answer, and they called again! I am glad I read this before talking to them. They wouldn't give me any information, threatened me with arrest and violence. I quickly made a report to the FTC.

They called my grandmother today for a debt I supposedly owe from a payday express loan from over 5 yrs ago. unfortunately she gave them her cc number. i called them and they were rude and when i told them that they were threatening legal action the gut tyrone said i never said that; that is hearsay I told him well, they lady i just talked to told me that so, it isn't hearsay. My grandma closed her cc account and is going to dispute the charges hopefully she will get her money back.