A representantive of Vandenberg, Chase and Associates called me at my home on 12/11/2009 at 11:39 am from 360-918-9011. She identified herself as "Agent Tiffany Brown", stated she had called my place of employment and was told I was not there. She stated she was "investigating a fraud case and making a final warrant determination". When I asked fraud for what she stated "for theft by deception" and that I would "be served papers unless this matter is settled today." She was implying she was with a government entity so I pressed her for the name and she stated it very quickly and unintelligibly - I asked her to repeat it slowly and she again rattled it off rapidly so I asked her to spell it. She then said in a normal and clear tone "Vandenberg Chase Associates."
I asked for the company mailing address and she said I did not need that. I asked again and she demanded to know what I would be mailing them. I said that would depend on the advice of an attorney and she stated "well I hope you have a good one, you will need it". I asked for a phone number and she said she had to find the right one for my case. (?)
I asked what exactly this alleged theft was concerning and she said "you already know what it is, don't play games with me!" Then she asked for my bank account numbers to set up payment and I told her I did not acknowledge a debt to her company. She stated "it is from Nirvana Trading company" I said I had never heard of them and she then said it was "Quick Cash 2007" and I asked her for details on that company. She said "Stop playing games, you know damn well what it is" I again asked for her companys mailing address and she said they do not do business via the mail, only by phone.
I asked what sort of legitimate business doesn't have an address? She said they cannot discuss matters by mail because it concerns legal issues. (?) at this point I began laughing and stated to her "You are so full of it." and she got very angry and yelled "I hope you enjoy your jail time!" and then "Papers will be served very soon" I responded "Knock yourself out, "agent" Tiffany!" with sarcastic emphasis on "agent".
She shouted something further but at that point I was hanging up on her and missed it.
This woman was rude, confrontational and abusive throughout the conversation. At no time did she state that this was an attempt to collect a debt, only that she was an "agent" investigating fraud and theft. She never actually told me how much I supposedly owed on this alleged debt. She never did give me a company contact address or phone number, I found those via a search of the state licensing database. She repeatedly threatened me with "warrant" and "legal action" and refused to provide any identifying information on the alleged debt. I have never received any mail correspondence on this matter.
The above complaint was filed with the WA Ag's office, the FTC, the Georgia AG's office and the Atlanta BBB.
On Monday I will be contacting legal counsel to file suit for multiple FDCPA violations.
The WA License info on them is:
Vandenberg, Chase and Associates, LLC
887 W. Marietta St. NW STE J102
Atlanta, GA 30318-5266
Owner: Mohammad Ahmed
Enough is enough, fight back, people.