I too have been receiving a call from these IDIOTS for the last month, claiming I owed for a debt from 2001 that I have never heard of until this last month. As of today I have not received any documentation or validation of the debt. I will file my complaint with the FTC as well. Please continue to keep the word out regarding collection agencies such as Vandenburg Chase who continue to violate the FDCA amoung other laws.

I too received a call from the infamouse Vandenberg, Chase and Associates. A Ms. Rachel Moore left a threating message on my home phone saying that me and my daughter had been involved in a fraudulent act and I need to contact her ASAP in order to get this taken care of. She said failure to do so could result in me or both of us being arrested. I just got off the phone with her and after i gave her the file number that she left on my voice mail, she put me on hold for about 5 minutes, came back and said that my case has been resolved and handed back over to the people who gave it to them. I guess she heard the tone in my voice, and knew that i was ready to give her the buisness....what a scam! her number is 1-877-822-2677 Ext.1007.....DON'T BE FOOLED.....

i also have calls from this place they call my work daily , and at home , what can i do to stop this mess this is from 2005 someone please help

A representantive of Vandenberg, Chase and Associates called me at my home on 12/11/2009 at 11:39 am from 360-918-9011. She identified herself as "Agent Tiffany Brown", stated she had called my place of employment and was told I was not there. She stated she was "investigating a fraud case and making a final warrant determination". When I asked fraud for what she stated "for theft by deception" and that I would "be served papers unless this matter is settled today." She was implying she was with a government entity so I pressed her for the name and she stated it very quickly and unintelligibly - I asked her to repeat it slowly and she again rattled it off rapidly so I asked her to spell it. She then said in a normal and clear tone "Vandenberg Chase Associates."

I asked for the company mailing address and she said I did not need that. I asked again and she demanded to know what I would be mailing them. I said that would depend on the advice of an attorney and she stated "well I hope you have a good one, you will need it". I asked for a phone number and she said she had to find the right one for my case. (?)

I asked what exactly this alleged theft was concerning and she said "you already know what it is, don't play games with me!" Then she asked for my bank account numbers to set up payment and I told her I did not acknowledge a debt to her company. She stated "it is from Nirvana Trading company" I said I had never heard of them and she then said it was "Quick Cash 2007" and I asked her for details on that company. She said "Stop playing games, you know damn well what it is" I again asked for her companys mailing address and she said they do not do business via the mail, only by phone.

I asked what sort of legitimate business doesn't have an address? She said they cannot discuss matters by mail because it concerns legal issues. (?) at this point I began laughing and stated to her "You are so full of it." and she got very angry and yelled "I hope you enjoy your jail time!" and then "Papers will be served very soon" I responded "Knock yourself out, "agent" Tiffany!" with sarcastic emphasis on "agent".

She shouted something further but at that point I was hanging up on her and missed it.

This woman was rude, confrontational and abusive throughout the conversation. At no time did she state that this was an attempt to collect a debt, only that she was an "agent" investigating fraud and theft. She never actually told me how much I supposedly owed on this alleged debt. She never did give me a company contact address or phone number, I found those via a search of the state licensing database. She repeatedly threatened me with "warrant" and "legal action" and refused to provide any identifying information on the alleged debt. I have never received any mail correspondence on this matter.

The above complaint was filed with the WA Ag's office, the FTC, the Georgia AG's office and the Atlanta BBB.

On Monday I will be contacting legal counsel to file suit for multiple FDCPA violations.

The WA License info on them is:
Vandenberg, Chase and Associates, LLC
887 W. Marietta St. NW STE J102
Atlanta, GA 30318-5266
Owner: Mohammad Ahmed

Enough is enough, fight back, people.

Good job, Patches!

I know it's a long shot, Washington being a two party state, but... Dare I hope that you got that idiot on tape?

__________________
Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]

Unfortunately, no. She caught me flat-footed. But I was in front of my computer and managed to type it virtually verbatim as we talked.

Next time i'll be ready for them.

Remember that pesky two-party consent law in Washington, OK?

__________________
Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]

I just got a call from at my job and on my cell phone. Something does not seem right about these people and therefore I have filed a complaint to BBB. For all of those who need to get any information they called me from this number and it is 1-619-374-5400 and the number they gave me to call back is 1-877-822-2677. Good Luck.

I have gotten phones calls from these people before. They stopped calling for a while and i just got a phone call today. she wouldn't tell me anything till i gave her my s.snumber. so i told her good bye. I dont know what i owe. but i dont want to find out either

I got a call today on my cell phone from phone #404-893-4113 with the message"This is so and so with Hoffman (?) and (?). I am calling in regards to a compliant from Bank of America regarding check fraud. Please call me or have your legal representation contact me within 24 hours or I will have to file charges with District Attorney's office in Louisiana" First off I haven't lived in Louisiana in ten years (I live in TX). Second I haven't had a check account with Bank of America in 5 years (it was opened in TX. As far as I know there isn't Bank of Americas in Louisiana). I've only had that cell phone for 5 years. Has anyone else gotten this type of message? If they wanted me for check fraud, wouldn't BOA contact the District Attorney's office directly and file charges? Seems like one of those debt collector trying to scare me? I try doing a reverse lookup on the phone # but no information found.

It sounds like a scam to me. You may want to contact your cell phone provider and file a complaint, I would also file a cmplaint with the FTC and your attorney general's office. Give as many details as you possibly can about this incident.

__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!

Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
CLICK HERE to find a Creditor

I have just filed a compliant with the FTC case number 25109160 with this company. My person that has been working on my account is Mister Ron Jackson agent # 5013 phone number 877-822-2677 the address on the paper that i have is:
6 Concourse Parkway, Ste 1500
Atlanta, Ga 30328
404-628-9405
This man contacts me in early November about a payday loan that I had acquired back in the early 2000 and because I knew that I had made the debt, I was willing to make the debt was paid. I am in the process of trying to put my life and my credit back on track. I don't want to continue to be in debt but debt free because I know that I can do that. He started by telling me that the client wanted to throw me in jail or issue a warrant for my arrest if I did not comply. So I told him that I was unemployed but I would make payments and we got off to a great start, then boom the devil reared his ugly head. Last Thursday 1/7/2010 Mr. Jackson called me and demanded that I had to make the whole payment of 230 something dollars or if I could not do that then 175.00. After slinging harsh words at me calling me a liar and bad names etc and then threating me that I will go to jail and hanging up on me. He calls me up on today 1/13/10 with the you go back to making your payment arrangements what the @$#$%%###... These people are crazy.

I just received the same message on my cell phone and I felt the same way. I didn't
call back, nor will I. I just don't want to feed the fire, but for anyone else that wants
a direct number, here is the one that came up on my cell (619) 374-5400.
Maybe one day they will be told by someone legit that they have commited some kind
of criminal act. If they haven't already, maybe that's why they get their kicks by telling
someone else that. It's probably the only job they can get.

I use to work for this company, and yes they are a scam. you will not be arrested they will not call the government on you. they are just trying to make quotas that their manager is putting on them. these are honest people trying to make a living. sharisse williams is the op manager, chris and dodi are the owners who do not make calls. do not pay these people. after working with them for three months and realizing how illegal their operations were i had to quit b/c i was sick to my stomach. DO NOT PAY THEM< NOTHING WILL HAPPEN TO YOU I SWEAR!!

they are in atlanta at the king plow center, i use to work there and it is a scam. when you call ask for chris, dodi or sharisse williams. DO NOT PAY THESE PEOPLE.. they got a new system to where the phone numbers seem like they come from your city or state, they are in atlanta on west marietta street.

This is turning into a awesome zombie battle.

We pick up our tale after filing complaints with BBB, FTC, WaAG, and everyone else I could think of and weeks later I got this response and contact info from VCA:

Contact Name and Title: Ron Robinson
Contact Phone: 1-877-822-2677 ext 3049
Contact Email: rrobinson@vcacorp.com
Dear xxxxxxxx,
Thank you for addressing your concerns with us here at Vandenberg, Chase and Associates. Please be assured that all collection activity will cease immediately and we will request a validation notice be sent immediately to the address on file.
If there is anything further, please feel free to contact me directly...
Thanks,
Ron Robinson
Training and Compliance Manager
Vandenberg, Chase & Associates
(off) 404 682-9494 Ext. 3049
(fax) 404 671-9099
rrobinson@vcacorp.com

How nice. Very sympathetic and cooperative. Too bad no one ever answers that phone or email. Only trouble is I never received the requested validation. Never received anything. But 2 days ago their number again started showing up on my caller ID and today I get a letter saying "Our office has made the decision to file a lawsuit against you to collect this debt."

What, again? How many times do they need to make and announce the same decision before actually doing it? Must not have been able to find that pesky validation so lets go back to our tried and true strong-arm formula.

Next line says:
"We will agree however to accept 60% of the balance as settlement in full on this account"

Wow! What a great deal for me, I should jump on that.
But I didn't jump on it the first 3 times it was offered by the slimes over at NCA so what makes you think you will fare any better?

I have a better idea. How about I sue them and they can learn how it's done?

No validation = no money. Pretty simple, Skippy.