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 Posted: Mon Jul 02, 2007 10:26 am Subject: United Processing |
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What makes the collection agency think they can threaten you in to paying for something that they won't even tell you what or who it is....You ask all they say is you owe this money but won't say who its for,
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msalvin48
Joined: 02 Jul 2007
Posts: 1
Debtcc Points: 50
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| Posted: Mon Jul 02, 2007 10:45 am Subject: |
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It's nothing but bullying tactics and that fact that most consumers are uneducated about their rights that makes collection agencies think they can threaten you in this manner. But you are right, msalvin to question it. They are violating FDCPA if they want you to pay, but aren't willing to validate the debt. You can send them a cease and desist letter informing them to stop all calls to your home and place of employment, and also send them a letter requesting debt validation. In the meantime, next time they call ask them, "Would you want to shell out your money for something you have no idea what's it about...I don't think so?"
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joshua1987tree
Joined: 01 Jun 2007
Posts: 487
Debtcc Points: 7999
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| Posted: Mon Jul 02, 2007 10:53 am Subject: |
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I also received a call from them two weeks ago. They wanted me to pay 800 dollars on a 300 dollar payday loan. I requested payment arragements which they denied me to do so. They said if I didn't send them money on that date they were going to take me to court. Haven't heard from them since and I haven't received any court papers. I wasn't even able to get an address from them. The number they called me from was a cell phone with a Florida area code. They were very nasty.
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littlepuddin
Joined: 22 Jun 2007
Posts: 40
Debtcc Points: 939
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| Posted: Mon Jul 02, 2007 10:59 am Subject: |
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Aren't these guys the CA for US Fast Cash? They are probably unlicensed in your state, and they can't take you to court for defaulting on a pdl. Especially if they are unlicensed, they have no leg to stand on in court because they shouldn't have been lending you money in the first place!
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joshua1987tree
Joined: 01 Jun 2007
Posts: 487
Debtcc Points: 7999
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| Posted: Mon Jul 02, 2007 12:24 pm Subject: |
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They had my loan from Webpay Day. They probably collect from a lot of payday loan companies.
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littlepuddin
Joined: 22 Jun 2007
Posts: 40
Debtcc Points: 939
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