Rannefeld & Associates; CACH LLC

I think CACH is using forged bill of sales and I know they seek collection by harassing phone calls..that don't stop despite giving them written warnings. Their collection techniques are totally out of lline and contrary to guidelines set up by the Attorney Generals office. Very sneaky....very evasive...I wouldn't pay them until they take you to court.

I had dealings with one of the companies named above, I made payment arrangements and gave a post-dated check. The next day another woman called and refused to let me off the phone (I know, I should have just hung up on her, I was trying to be reasonable, since I do owe the debt). She said the arrangement that we BOTH agreed to was not enough. That the payments would have to be higher and that they'd have to receive the first payment within 24 hours (because after all, I own a home- her words). She also failed to tell me that it was an attempt to collect a debt until after she tried to shake me down for the phone #'s of my family and friends.

btw- this is just the short version of the story.

I got a call from them yesterday and was told by one guy that Household (best Buy) sent them my acct a little over 1000 I do know that I owe them I told the guy that I had a payment set up ready to go out on the 17th of this month he said that they would not except my paymnet becasue it was in there office I said why not its money he said he didnt know and transfered me to the "floor manager" who is another story. he falt out told me that i had to come up with the money i agian said that i have been paying waht i could and that i had deal with household and he said it was null and void and that i had to come up with the money i agian said i dont have the money right now and he again flat out told me that i had to find and that i should have read the contract before i used the card and that i sgined saying that i would pay it back i said i know that i have been just fell 2 months behind. again he just said put it on another ceredit crad I said that i couldnt becasue i was unemployed for a while and had to live off them and they are maxed out he falt out said thye arent for you to live off. What the Hell..... I yelled at him saying that i didnt have the money he said fine i will tell best buy that you are refsuing to pay and we will proced with legal acation I said that i didnt theink that they could do that and told me that i didnt know what i was talking about. and that i should "shut up" i again said what do you want me to do i dont have the money he said find it i hung up at that point.. any advise

what ever i have 3 cars all paid off too just fell behimd in a couple pf paymnet so FU

The post that i did was for joe pezzuto llc becasue i thought both placed were the same sorry but i wuld still like advise

I had these people call me in the beginning of September. West Asset Management apparently "went out of business" according to CACH llc. So Campus Door sold my loan to these a**h*les! They didn't contact me until September 5th, letter dated Sept 1st. They bought my loan on August 1st. They added over $400 to my balance. The ignorant beeotch I talked to wanted her @*s handed to her... intentionally picked a fight with me... wouldn't shut the h*ll up so I could tell her I knew what APR is and how it had been added to my account monthly-- which btw I was paying on my loan for 19 months without missing one payment at West Asset Management-- she claimed that $400 was from two months of interest then from 4 months b/c she claimed I hadn't paid since May! IDIOT!! Anyways I fought with her and got as nasty with her as she was being with me... I clearly had the upper hand when it came to education! SOOO "Latonya" aka "Mizzzzzz Anderson" keeps calling me all day on my cell and my house phone. I'm filing complaints every where I can b/c she's representing herself as if she worked at a lawyers office. They are a COLLECTION AGENCY! I will not stop until that piece of crap CON MAN office is shut down! I'm saving all voice mails and answering machine messages... sending them on to the BBB, FTC, and Bar! AND anywhere else I can find to report these scum bag ignorant a**H*les!

Clearly, I'm still super po'ed about this and rightly so... Oh and they tried to settle with me for the frickin original amount... I told them to shove it up their @**... I told them I want verification of the debt and proof of any payments history they got from West Asset...

And West Assett on the other hand told me that they "don't keep records of any payments recieved" ARE YOU F'N KIDDING ME?! I told them to send me a certified legal copy of all payments and if they didn't I was suing them for the money back! IDC if I can or not... they threaten to sue people all the time... I'll do it back! grr... I need to go calm down! Anyways, everyone should doubt the amount if any they say you owe and record all conversations. Report them for anything and everything they do wrong... they are scum bags.... they bought my debt for pennies on the dollar and now they want me to pay $400+ more! I don't think so!

It's not uncommon to have hell raisers like the one you had with cach, llc. Similar ones have been experienced by clients of DebtFreeLeague.com with debt collectors like brachfeld law group, rausch sturm israel enerson, primary financial services, protocol recovery service, national recovery service, apex financial management, law offices of mitchell n. kay, winn law group, waltman weinberg, and nco financial.

That’s why it pays off to have a good debt negotiation specialist that knows about creditor harassment and the fdcpa on your side. Debtfreeleague also has done debt settlements with those debt collectors.

Procollect sucks! Watch out for their deceptive practices and their rude behavior. They will lie & threaten u just to get u to pay even if it's for a debt that has an expired statute of limitations! They even lied & said that they do not accept certified mail! Be careful when you deal with these pit vipers!

I get calls from this places -----> Neuheisel Law Firm, Deborah Sue Harvego, Sacramento, CA is this place legit?

These are in fact lawyers that work for a debt collector. If you do not settle with them (which you should NEVER do), then they will file in small claims court an Original Petition and Request for Admissions, basically asking you to admit to your debt. You then should by the Monday after 20 days that you were served file an Answer, and NO you do not need a lawyer to do so. They are crooks, please keep that in mind, and they like to use any kind of scare tactic to steal from you. Even if you do "owe" a debt, you owe it to an original creditor that is most likely a billion dollar company that has written off your debt and sold it to little to nothing to these theives. I'll enclose a list next of the lawyers and their bar numbers next.