West Asset Mgmt-What debtors think and how you should deal with them

right,and if somebody where to sue you and want the tape of you threatening.what are the odds it won't be found?i'll wait for my answer.

Thats awesome!!

West Asset Management took over a $50 account from an emergency room charge, beyond my copay and without notification. West Asset Mgmt never contacted me, ever. I found out about the charge because I joined one of those credit report monitoring programs. West Asset Management placed credit-damaging entries at each of the 3 major credit reporting agencies and it took months for me to find out what the charge was and they did not respond to any of my letters, even the registered one. The telephone number for them What made them finally contact me was my complaint letter to the Federal Trade Commission where I listed all the steps I had taken in an effort to resolve the issue.

I had the same issue with a podunk local CA a while back. They were reporting a SEVEN DOLLAR med copay on my CR, which was causing me all manner of consternation. They signed for and completely ignored two DVs and an ITS letter, all sent CM/RRR.

What made them decide to talk to me was service of my summons and complaint, seeking $4,000 for 1 FDCPA and 3 FCRA violations. The case settled out of court for just over $1,600.

It may behoove you to know that not everyone who calls you from West is a collector, they have departments that help people who are disabled. If you have a student loan and are disabled you may be able to get the debt discharged for that reason, but you have to answer the phone call and verify your information before they can help you. You will have to prove you are disabled with the help of your doctor. Just thought you should know.

All righty then... Thank you so much for that blatantly slanted commentary.

Thinking that anyone from West who calls is a collector is a perfectly logical presumption. West is a collection agency. Why else would they be calling?

As for them helping disabled people... I suppose they're all just sweetness and light, hmm? Yes, they will work with a disabled student loan holder. Because the United States Department of Education says they have to. Otherwise, they could lose the contract. Isn't that right? I don't suppose a disabled person being hounded for a delinquent credit card would be so fortunate.

By the way, the information about disability and other discharges for student loans is freely available from the DOE. It's not like West has a corner on the market.

Admit it, pal. You're a shill for West, and not a very good one. How about you go back to the phones, and let the big folks talk for a while?

they call all the time. We dont answer. they call from 7033980002. dont know who they are or what they want. they never leave a message

West Asset Management is a junk debt buyer and collection agency. Simply put, scum. They buy old, charged off debt for pennies on the dollar, and then try to collect on it at full face value.

Send them a demand for validation of the alleged debt. Send it certified mail, return receipt requested. Preserve the green return receipt card, against future need.

West Asset Management, Inc.
2253 Northwest Pkwy SE
Marietta, GA 30067-8764

supposeddly this company holds a lien on my grandmothers house...ive been calling them for over a month trying to find out information they have given me false law firms who they say are handeling the case as well as transfering me to 15 different people.....i asked them for the note on the acct which was originally with bank of america and they cannot do so...where do i go from here...i need this loan from my mortgage company but with this on my grandmothers credit i cannot get it..im lost.....

Evenin' Briana -

If you're coming up dry with West, maybe it's time to start digging from another angle.

Contact the county clerk's office (or whatever they call the place where deeds are recorded where you live) in your grandmother's county. They'll be able to tell you if there's a lein on the property or not. And if there is, they'll have all or most of the important details about it. From there, you can backtrace it into the courts easily enough. It works kinda like this:

Can't get a lein without a judgement... County clerk can point you to the judgement (they had to have it, as basis for the lein).

Can't get a judgement without going to court... The judgement will say on the face of it what court it was issued in, the plaintiff's name, etc.

Have to observe the niceties when you go to court... Check things like affidavits of service, documents produced to substantiate the claim, and suchlike.

See where I'm going with this? Look into it a bit, and let me know what you find.

Seriously people? WAM has a main office in Georgia and lots of offices throughout the United States thats why you see some many po boxes. 90% of WAM doesnt purchase bad debt and they arnt out to get you in anyway. They are more likely to take a settlement offer than anyone else and they wont take you to court for the money that you owe either. They are a very easy company to work with as far as collections go. The easiest that i have ever worked with... If you dont try to fight them all the time then you shouldnt be having any trouble with them. Yeah they may call everyday but what collection agency doesnt? If you want them to stop all you have to say on the phone is cese and desist all communication and they will, its their company policy to do so, its also law. So why dont all of you who have delt with them take a second and think about how your treating them too... If you owe money then pay it if you dont then work with them to get the situation resolved... dont just go straight to the yelling... its not the person on the phones fault if something got messed up, just keep that part in mind when you decide to go off on them their just trying to feed their family too...

and just another quick note i have been sued by collection agencies without any notice ever that they even had my medical bills... and they won so obviously its legal... and they can garnish my wages and everything if they want to... so if you want to ignore your debts get ready to have your bank account frozen and your wages garnished

All sweetness and light, huh?



109 complaints with the BBB?

FORTY-THREE reports on ripoffreport.com?

Charter member of Bud Hibbs' CA watchlist?

Sued ONE HUNDRED AND FORTY-EIGHT TIMES in federal court, mostly for FDCPA violations?

Sorry, pal. But they're about as welcome as a dose of the clap. I stand by what I said earlier. Here it is again, in case you missed it:

Prove me wrong.

Now, that right there is proof positive that you don't know your ass from a teakettle. Thank you, for making my point so eloquently.


I have a better idea. How about we get together and give West the well-earned legal kick in the teeth that they deserve? That's what we do in this community.

And we stake shills like you out in the sun, over a fire ant mound. Run, boy!

heres a question i hope some1 can help me with.im reading all these posts about you getting harrassed by this company but in my case its the exact opposite, im doing the harrassing and trying to get answers out of this company and they wont give me anything and they wont return my phone calls for anything.i just recently tried to remorgage my house to get a better intrest rate and after being approved my morgage company told me i had a 20g lien on my house from 1995.after being directed to this company after being directed to numerous other collection agencies and law firms they have not answered any of my 5 voicemails i leave them daily for a request of a copy of the lien judgement and the note on the lien.if they can not provide me with this information i want this credited off my credit report so i can goahead with my remorgage.but the question is what do i do if they wont answer any of my phone calls or give me any of tis information?thank you in advance for your help

877-833-2456