live in TX
Previous Creditor BOA - CR lists - sold to lender?
Current Creditor WWAPII,LLC (not licensed/bonded to collect in TX) who has engaged Capitol Managment Services, LP (licensed/bonded in TX to collect) WWAP is just an inquirey on (2)CRAs and now is reporting the same amount as BOA's charge-off according to 7/08 (1)CR.
got letter from CMS stating acct owner info & to contact the for immediate pynt. letter is legal content, but has wrong address. Don't really wantt then to know it either. I have not had any correspondence with any company. this is the first letter to receive from any CA.
Who should I send the DV to? WWAP or CMS or both?
time is not on my side have 2 days before DV has to be mailed!!!
Thanks in advance for any suggestions!!
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.