I want to say that I'd only like to deal with Abby Davis at Hudson Valley Collections. She couldn't be a nicer person.
I had THEE lousiest conversation with a very snarky agent when I called this morning putting me in a worse mood when all I asked is if I can rearrange a payment date. I tried to rearrange my payment since I'm living paycheck to paycheck. I've had some financial hardship, but am making good on my debts. Unfortunately, not PAYING THEM IN FULL at this EXACT MOMENT, but doing the best I can as MOST TAX PAYING AMERICANS ARE DOING. I asked for Abby Davis and got Miss Snarky No It All Accusatory. She was being nice, then said, "Since you can't pay the remaining balance, this will go on your Credit Report as "Paid". I was never told this upfront. Then she said, "You need to return the equipment back to my client because you're costing them money. They are not going to wait until December to get their equipment and reconnect it." I was told so many conflicting things about this idiotic equipment. I would have gladly returned it MONTHS AGO, but I was told someone from CableVision would pick it up, then told not to worry from CableVision and Hudson Valley that they'd reconnect it ONCE IT'S PAID IN FULL - NO WORRIES. Then some random CableVision tech called about a month ago yelling at me to pick up the equipment that CableVision was wrong. They I said not to because they said not to. What the Fuck is wrong with this idiotic picture? I'll tell you what...the frame around when Miss Snarky Know It All replied when I said, "I guess the credit reporting is OK with what's happening, people in financial hardship, it's a sign of the times and might work for me." She said, "I don't know what you're talking about, I don't see people in financial hardship." I said, "Really, you don't see people losing jobs and unable to pay their bills?" and she said, "I see people losing jobs and still paying their bills." Then she said again, "You need to return my client's equipment. They're not going to wait for you to pay off your bill a little bit at a time. Once you reinstall your cable, they'll give you new equipment. You're costing my client money by keeping it." I said, "I was TOLD to keep it by your client and also told this would not go on my record so you're making it sound like I'm keeping their stuff hostage which I'm not. I'll gladly return it." She said, sweetly, "That's not how I meant it and sorry you took it that way." I said, "thanks for your help" and hung up on the asshole.
I'm working to pay off my debt. I'm paying it on time. I don't appreciate insult to injury, being told to do something then not, then I'm accused of not doing something when I was told not TO! Then having announced that I'll have this go on my credit then told and made to feel bad that I'm a debtor and not paying my bills. I'm also trying to save my house from foreclosure and in the interim, still upholding my end of the bargain with Hudson Valley. In turn, this will go on my credit record even after rectifying it. Also, your girl Friday is clueless. People are losing their homes and not able to even have a TV because they're homeless, but in her fucked up world, people are jobless and paying bills. Tell her to keep her retarded comments to herself. I don't need cunty remarks when all I'm trying and fighting to do is stay afloat...correction stay afloat along with most Americans at this juncture. Contrary to popular belief, we're in a recession.