I've just received a letter in the mail as well from BCR. I've read all of the blogs here. I for a fact know I owe no debts to Cingular or AT&T. I started this service before I deployed to Iraq last year. I have kept all payments current and I know this for a fact(I keep all documentation). If, in fact, there were any charges to my account it would have reflected on my bill. We all know that if someone purchases any equipment or had any charges of service the bill will reflect these payments first and foremost. I've been dealing with creditors for a long time. Not because I owe outstanding debts, but because I like to keep up with my credit info.
I know how the system works. I know if there is any debts owed to a company
1.) The company will make the consumer aware of that debt
2.)After about 30 - 60 days that company will turn the matter over to an inside collection department who will attempt to collect that debt.
3.)After 90 days or more, it will be turned over to an outside collection agency.
Looks like a couple of steps have been skipped here in this case and this not only suspicious, but stinks to hell(excuse the language). And to add to that. If this company was collecting a debt from a wireless company regarding someone's account, there should be an actual cell phone # included. I see an erroneous "Original Creditor Account" number was included that is completely wrong. I have seen a collection letter regarding a cell phone company before. I once worked at one.
So, I will be calling Cingular on Monday. If there were any debts owed to them, they WILL know of it. And I know there is no bebts. After confirming that, I will be contacting BCR, if we can't resolve the issue, then, my next step is to check my credit report. If the debt has made it this far I should have something on my credit report that reflects it. And if, indeed, it IS or not on my credit report, I will be taking further legal action to resolve the issue anyways. There has been a mistake somewhere, some identification theft, or just a plain ol scam. (I think its #3.)
Oh, by the way. I've been doing a little research on this matter.... The letter I received from George Gustafson (#888-714-233

, I've found some quite interesting info. Does seem like there is a scam going on. I will find out Monday.