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Sub: #65 pioneer credit recovery inc.
Replied on 06-21-2009, 06:44 AM
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I recieved a phone call from them and I thought they were legit. But after receiving their so called contract I'm having doubts about sending them my money for my student loan. I don't know what too do. Any suggestions?

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Sub: #66 What you don't realize is that................
Replied on 06-21-2009, 08:30 AM
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Edelman & Combs are unlikely to do anything for anybody. They want to gather all the information about these debt collection companies they can so the information can be used in various class action lawsuits they have going. Class action lawsuits benefit the attorneys greatly but the consumers get little or nothing at all. Many of my students have contacted Edelman & Combs about various debt collectors and all they get back is an invitation to join a class action lawsuit. Edelman don't want to take their individual cases because there is little money in it for them. One of my students, Mark M. of Rhode Island contacted them with a case and wanted them to to prosecute it for him. they refused but wanted him to join their class action lawsuit. Mark said no, sued them privately and got over $7,000 total and Edelman still hasn't setteled their case. Ethyl G of Chicago wanted them to take her case and they refused. When she won in court then they wanted to take her case. She said no as well.
So the lesson is clear. Don't mess with lawyers. Learn how to win in court without lawyers. It isn't hard to do.




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Send message to paulmergel
Sub: #67 reply
Replied on 06-21-2009, 02:39 PM
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i see you are back creditwrench.watch yourself.lawyers do help in these cases.i will be watching you.

Lindsey Lent
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Sub: #68 Citifinancial/Portfolio Recovery & CBE Group
Replied on 05-07-2010, 12:21 PM
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I received a phone call from CBE Group who is listed on this website. I had a problem with Citifinancial a while ago, but paid off my debt. I have a letter from Citifinancial stating my account has been paid in full. They then sold my account to Portfolio Recovery Assoc. stating that I still owed them $1,000.00 which was inaccurate. I reported it to Experian, which in turn was able to resolve the issue. I have a written letter & documentation from Portfolio Recovery Assoc. stating they will delete the negative report from all three crediting agencies. They did do so. Back to my original sentence, I received a call from CBE Group now, they have left no messages, but this is the 2nd phone call I received from them. If they are indeed calling about the $1,000.00 I DO NOT OWE as per my documentation from both prior companies, can I hire a lawyer to sue Citifinancial based on my information and proof?

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Sub: #69 yes
Replied on 06-14-2011, 02:06 PM
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I have received mailings from CCB Credit services. Why?




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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