01-30-2006, 02:22 PM
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**Look-Just came across a very interesting website
edcombs.com/FSL5CS/Custom/TOCSpecial.asp
This lawfirm Edelman, Combs & Latturner is a group of consumer protection and class action lawyers. This website is apparently for a group of lawyers that wants information on several of the companies that are constantly complained about on this forum. They want info from anyone who has been contacted by them or sent a letter. Here they are listed in alphabetical order: Academy Collection Account Portfolios (collection agency/ bad debt buyer) Adler & Associates Alegis Group allied interstate (collection agency) AllianceOne, Inc. AllianceOne Receivables Management Aman Collection Service American Coradius Ameri-CK Ashwood Financial Asset Acceptance Corporation (bad debt buyer) Asset Protection & Recovery Solutions, L.L.C. (WI debt collector) arrow financial services (bad debt buyer and collection agency) American Recovery Systems (debt collector) American Revenue AMO Recoveries (Asset Management Outsourcing) (collection agency) Associated Recovery Systems/ ARS National Services Atlantic Credit & Finance Bennett & Deloney Blatt, Hasenmiller Blitt & Gaines Bonded Collection Corporation Boudreau & Associates Bowman, Heintz Bronson & Migliaccio, LLP Bureaus Bureaus Investment Burke, Costanza & Cuppy (debt collection letters) Capital Management Services Credit Bureau Enterprises Capitol Credit Service (Madison, WI) Cavalry (bad debt buyer) cbe group CCB Credit Services (collection agency) Chex Systems Client Services, Inc. (collection agency) Coldata (collection agency) Collins Financial Collectcorp Credit Collection Service Credit Management Services Credit Protection Association Creditors' Alliance Creditors Interchange DebtOne Diversified Adjustment Services Dun & Bradstreet RMS DUNSCOMM Dymacol Encore Receivable Epstein & Frisch ER Systems Excalibur (bad debt buyer) FBCS (Philadelphia, PA) Ferleger & Associates Financial Asset Management Financial Credit Corporation (bad debt buyer) Financial Recovery Services First Performance Recovery First Select Corporation (bad debt buyer) FMA Enterprises Fourscore (bad debt buyer) GC Services (collection agency) Gerald E. Moore & Associates Grabowski & Greene Gulf State Credit (collection agency/ bad debt buyer) Guyer & Enichen Harris & Harris (collection agency) Harvard Collection Services Heady Financial I.C. System Illinois Collection Services IntelliRisk J. C. Christensen & Associates KCA Financial Services Kramer & Frank LTD Financial Services LVNV Macey, Wilensky, Cohen Malcolm S. Gerald & Associates McMahan & Sigunick Medical Collection System/ Robert Mistovich MEDCLR Midland Credit Management/ MCM MKM Acquisitions Moss Codilis (sends demands for mortgage companies) M.R.S. Associates (collection agency) National Action Financial Services National Asset Management Enterprises National Enterprise Systems National Financial Systems Nationwide Credit New Century Financial Services, Inc. NCO NCO Financial Systems (collection agency, bad debt buyer) northland group (collection agency) Outsourcing Solutions (OSI) Phillips & Cohen Associates, Ltd. Pinnacle Credit Services (collection agency) Pinnacle Financial Pioneer Credit Recovery Platinum Financial Services Plaza Associates portfolio recovery associates PRA III, LLC Pro Com Services (Central Illinois collection agency) Professional Credit Management Professional Recovery Systems Protocol Recovery Service Receivable Management Solutions Redline Recovery Services Revenue Management Revenue Production Management, Inc., doing business as RPM, Inc. (collection agency) Salvatore Spinelli Schwartz & Schwartz Shapiro & Kreisman Southwest Credit Corp. Sunrise Credit Services Surpas Resource Corporation Tate & Kirlin Associates Transworld Trauner, Cohen & Thomas Unifund (bad debt buyer) Universal Fidelity Corporation Valentine & Kebartas Van Ru Credit Walinski & Trunkett Weltman, Weinberg Worldwide Asset Management Worldwide Asset Purchasing Worldzen (bad debt buyer) Zwicker & Associates This may be worth researching. 
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01-30-2006, 02:27 PM
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Wow! This is real good information. Anyone who has faced the illegal collection methods from the above CA's will just have to call the law office. Sounds really interesting!! Actually, I see so many of these CA's discussed in this forum
Thanks TMD for doing such a great and helpful research.  It's really appreciated
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01-30-2006, 02:29 PM
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Their website also has a databank of creditors with their addresses, phone numbers and fax numbers...may come in handy for some of those hard to find companies.
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01-30-2006, 02:31 PM
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Hey Malcolm S. Gerald and Associates are on there along with many others. thanks TMD for the info.
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01-30-2006, 02:39 PM
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I just sent them an email, asking what type of info they need. I will let you know if they respond and what they say.
I also found this little piece of information on the website when I contacted them: The firm will review collection letters and loan documents for consumers (not debt collectors or lenders) free of charge. Please fax them to us at 312/ 419-0379. Interesting....
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01-30-2006, 02:44 PM
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I just faxed him the letter and gave Ed Combs my phone number and email address for him to respond if he feels necessary. I guess there is someone out there listening to us.
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01-30-2006, 02:52 PM
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They emailed me back already(I asked them about one of the CA's in particular)Here is their response:
Some of their collection letters violate the fdcpa. We were looking for examples. If you send the letter we will review without charge. Daniel A. Edelman EDELMAN, COMBS, LATTURNER & GOODWIN, LLC 120 S. LaSalle Street, 18th floor Chicago, Illinois 60603-3403 (312) 739-4200 (800) 644-4673 (312) 419-0379 (FAX) (I took the email address off)
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01-30-2006, 03:12 PM
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Do you think maybe someone is finally going to do something? Look out junk debt buyers, an attorney is wise to the violations.
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01-30-2006, 03:16 PM
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yeah..hopefully lots of people will read this and get in touch with these guys...maybe they can get some class action law suits going. I don't have access to a fax machine right now, but I am planning on faxing them a few letters to review..it's free, why not.
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01-30-2006, 04:40 PM
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I noticed that Encore is on there....but Oxford is not. shirley
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01-30-2006, 04:52 PM
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TTF- they would probably still take a look at anything you have from Oxford and make sure it is following the law. It is worth a try...I am sure they are willing to add more to their list if they are brought to their attention.
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01-31-2006, 06:14 AM
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This firm seems pretty good. I sent an inquiry via their website a few weeks ago about three o'clock on a Sunday morning, not expecting to see response until sometime later in the week. I was stunned when I woke up at 8:00 Sunday morning and they had already responded.
It appears inquires sent through their website are sent to their attorney's blackberries and they respond immediately. __________________
Experience is something you don't get until just after you need it.
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01-31-2006, 07:44 AM
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Well, I don't have anything in writing to prove that Oxford has done anything wrong. They just continue to call after I wrote and told them not to, and this has been going on for several months. I told them written correspondence only--since then, they haven't sent one thing in writing, just keep calling every day-after I told them not to. The calls have backed off a little now, to maybe every other day, or every two days then skip a day, sometimes they go three or four days without calling. But the fact remains, they call. I was checking to see if they do anything else wrong, if anyone else has had problems with them. Guess if they have, they haven't reported it.
I guess I could email and tell them that I had wrote this company for validation,(they are holding two accounts) and they sent back a list they came up with of last six months worth of payments on both accounts. That was all I got. Then I told them no phone calls written correspondence only. and they haven't honored that. They are breaking the law by calling after I told them not to. Shirley
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01-31-2006, 09:46 AM
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What you have said in your post is enough to prove that Oxford is not honoring the laws of the fdcpa. They have violated the C&D rule by contacting you regularly. You must be having a log file of when they called you with dates and time along with the name of the caller. Send this list along with the complaint of the C&D being violated to the lawfirm. This is enough to prove the laws being violated and take necessary actions. It is when the company will get face to face with each other, the facts will be revealed about the debt validation.
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01-31-2006, 10:04 AM
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Quote:
original creditor is fingerhut, phillips and cohen contacted me about it but its listed as their client being 'midland' as the original creditor not fingerhut. As I have asked this question before, can a collection agency collect for a collection agency? shirley
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01-31-2006, 11:45 AM
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I heard something similar from a person saying that Asset Acceptance is also using a law firm for the collections. So, it does mean that a collection agency also hires another agency to do the collections.
The thing to understand here is how the accounts will be reported to the bureaus? Will three agencies appear in the file or just the CA/OC will be marked besides the accounts. I perhaps will have to do some research here and get some info for all of us.
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